"Possibly the easiest process I have ever gone through in order to secure a loan." – Vincent B.
220,000+ people have used Ascent to pay for school*
Borrow up to $400,000 for your MBA, Law, Medical, Dental, Health Professionals, PhD, Master’s, or Computer Science & Engineering graduate program.
Fixed Rates
Variable Rates
Get the funding you need with no fees, transparent terms, and predictable payments on graduate loans. We’ve been helping students fill funding gaps for 10 years, and everything we do aims to support your long‑term goals.
Check My RatesSave more with zero fees on graduate school loans
Get a fast decision and pay your tuition, fees, and expenses so you can keep moving forward
Ascent’s options give you the flexibility to pay more later as your income grows
Options for cosigned and non-cosigned, DACA, and international students
Applying for an Ascent private student loan for graduate school is fast and simple.
Start an Application
Preview your rate & options without affecting your credit. We keep it simple with clear terms & no fees on grad loans.
Choose a repayment plan that fits your timeline. Plus, get a 0.5% discount on your interest rate by using Autopay1.
Get your questions answered and meet your goals with access to friendly, expert help on academic, career, and finance essentials.
We don’t just fund your loan, we care about helping you achieve a stable financial future. Ascent provides financial literacy support, flexible repayment options, no fees, and a quick, straightforward application with financing you can count on.
Ascent has made me feel like I can actually go to school with no stress and no strings attached. My experience with them so far has made me feel like they put education first and foremost. Thank you!
This is the best student lending organization available! The application, approval, disbursement, and repayment are completely stress-free. I would recommend it a million times! The Ascent team is just superb.
I've had such a struggle finding a loan and Ascent made it so simple. Not only was the process a weight lifted off my shoulders, but also ensured that I understood more about loans in general.
Not sure how much to borrow? See how changes to federal Grad PLUS program could affect your financing options. Calculate Your Funding Gap
Unlike other lenders, our priority is the success of our borrowers. That’s why Ascent offers more flexible repayment options, competitive interest rates, and personalized help so you can navigate your education and career path along the way.
Apply Now| See how Ascent compares 1 2 3 4 |
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Industry standard |
| Grace Period | 9 months | 6 months |
| Automatic Payment Discounts | 0.5% - 1% | 0.25% |
| No Fees on College Loans! |
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| College & Career Coaching |
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| Access to Paid Internship Opportunities |
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| Up to 40 Repayment Options |
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| Cash Back at Graduation |
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| DACA & International Eligibility |
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| Student & Parent Scholarship Giveaways |
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| 12-Month Cosigner Release |
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| Path to Discharge in Bankruptcy |
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Comparison based on information obtained on lender websites as of October 2025
Apply NowCheck your rates without impacting your credit score.
Loans subject to individual approval, restrictions and conditions apply. See Terms and Conditions at AscentFunding.com/Rates and AscentFunding.com/Ts&Cs. Loan features and information advertised are intended for Ascent college student loans and are subject to change at any time. Ascent college loans include both undergraduate and graduate loans.
Annual Percentage Rates (APRs) displayed above are effective as of 04/01/2026 and reflect an Automatic Payment Discount of 0.25% on credit-based college student loans submitted prior to 06/01/2025, a 0.5% discount on credit-based college student loans submitted on or after 06/01/2025, and a 1.00% discount on outcomes-based college student loans when you enroll in automatic payments. Loans subject to individual approval, restrictions and conditions apply. Loan features and information advertised are intended for college student loans and are subject to change at any time. For more information, see repayment examples or review the Ascent Student Loans Terms and Conditions. The final amount approved depends on the borrower's credit history, verifiable cost of attendance as certified by an eligible school and is subject to credit approval and verification of application information. Lowest interest rates require full principal and interest (Immediate) payments, the shortest loan term, a cosigner, and are only available for our most creditworthy applicants and cosigners with the highest average credit scores. Actual APR offered may be higher or lower than the examples above, based on the amount of time you spend in school and any grace period you have before repayment begins. Variable rates may increase after consummation.
*Over 220,000 borrowers took out an Ascent loan for college or career training tuition or expenses between January 2018 and March 2026.
1The final ACH discount approved depends on the borrower's credit history, verifiable cost of attendance, and is subject to credit approval and verification of application information. Automatic Payment Discount consists of 0.25% for credit-based college student loans submitted prior to 06/01/2025, 0.5% for credit-based college student loans submitted on or after 06/01/2025, and a 1.00% discount on outcomes-based college student loans when you enroll in automatic payments. For more information, see repayment examples or review the Ascent Student Loans Terms and Conditions.
2Ascent’s 1% Cash Back Graduation Reward is for eligible college students only and subject to terms and conditions. Eligible students must request the graduation reward from Ascent. Learn more at AscentFunding.com/CashBack. 1% Cash Back Reward amount dependent upon total loan amount for Ascent college loan borrowers; approximately $365 average reward amount based upon eligible borrowers who received Cash Back Rewards in 2023. Aggregate cash back limit of $500.
3Only Ascent college loans are eligible for no fees. Ascent career training loans are subject to a one-time origination fee of 5.0% of the loan amount. All Ascent loans are eligible for no application, disbursement, late, NSF or early payment fees.
4Comparison chart is for informational purposes only and is based on publicly available information obtained from competitor websites as of October 2025. While we strive for accuracy, we do not guarantee the completeness, timeliness, or reliability of the data presented. Competitor terms, rates, and features may change without notice. This chart is intended to help users understand general differences among products and services and does not constitute financial advice, an endorsement, or a loan offer. Users should verify all information directly with the respective providers before making any financial decisions. Ascent loans subject to individual approval, restrictions and conditions apply. See Terms and Conditions at AscentFunding.com/Rates and AscentFunding.com/Ts&Cs. Loan features and information advertised are intended for college student loans and are subject to change at any time.
Checking your rate will not impact your credit score.
For students seeking their undergraduate or graduate degree from a university or college.
For students attending a coding career training school pursuing a degree in technology, professional training, or licensure training.