We’re proud to provide award-winning loans for lifelong learners.

The Bankrate Awards Best Student Loans Lenders
nerdwallet best of awards 2022
forbes advisor best private student loans 2021
Editors Choice Award Ascent Badcredit.org
Money's Best 2022

Ascent is a leading national provider for private student loans

Ascent is available at over 2,200 eligible schools and recommended on over 500 school lender lists and counting. Ascent brings transparency to the student loan industry and can help your students get the resources they need to pay for college and set themselves up for financial success.

Downloadable Ascent resources for your staff and students.

Resources include loan product flyers, standard RFI questions and responses, and our school onboarding packet.

NEW for 2021-2022

  • DACA students eligible to apply with or without a cosigner.
  • Decreased minimum FICO score for our Non-Cosigned Outcomes-Based Loan
  • Graduate Student Loan Program – Available for graduate students with or without a cosigner
  • Implemented a soft credit check so borrowers can check their pre-qualified rates without impacting their credit score
  • Enhanced application to allow cosigners to start an application on behalf of their student borrower
  • Added 15-year repayment term option for all fixed loans
  • Added a new monthly scholarship giveaway

More Great Benefits for Students

  • Easy application – Apply online in 4 easy steps
  • Forget fees – No application, origination or disbursement fees
  • No penalty for early repayment
  • 1% Cash Back Reward upon graduation
  • Flexible repayment terms available – Choose from 5-year, 10-year, 15-year or 20-year repayment terms
  • Loan limits up to $200,000 (aggregate) for undergrad loans and $400,000 (aggregate) for grad loans
  • Cosigner release option available
  • 100% U.S.-based Customer Service Team

Furthermore, Ascent originates and services all loans internally using our own staff and proprietary technology platform, enabling us to innovate faster and deliver a better customer experience, evidenced by our “Excellent” Net Promoter Score (NPS) rating, which measures customer experience and satisfaction. Ascent’s rating is nearly world class, as compared to hundreds of service organizations across industries globally.

It’s Easy to Partner with Ascent

Our dedicated School Support and Customer Service Teams will help set you up and maximize your school’s success. Our loan products are available to add on your School Lender List, ELMSelect or FASTChoice for any eligible school. If you have any questions, please contact:

For Sales or Marketing Requests/Questions:
[email protected]

For Student Customer Service (Loan Application, Certification
or Disbursement) Requests/Questions:
877-216-0876

Lender Code: 555550

2,200+ eligible schools nationwide

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

Top Financial Wellness Tips

Student Scholarships for College

We’re giving away over $80,000 in scholarships this year! Students can enter for a chance to win in 3 easy steps – no essay required.

Stay Connected!

Follow us on social media to get the latest updates on giveaways, scholarships, announcements, and our benefits.

We share tips and resources to help them make better financial decisions that last beyond school. Follow Ascent to see for yourself!

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