We have given away over $355,000 in scholarships!
Monthly scholarship giveaways are available to help students and families get the money they need to thrive in school.
See Available ScholarshipsServing 2,300+ schools and 220,000+ students*
Resources for Financial Aid Officers
We offer an easy-to-use Certifications Guide and downloadable resources like a standard RFI, product brochures, and more.
View Certifications Guide
Ascent Products & Features
Ascent’s award-winning cosigned and non-cosigned college loans are designed for undergraduate and graduate students.
Product Info
Exclusive Ascent Benefits
We’re invested in your students’ journeys to academic, career, and financial success. That’s why we offer benefits that go beyond a student loan.
Explore Benefits| See how Ascent compares 1 2 3 |  |
Industry standard |
| Grace Period | 9 months | 6 months |
| Automatic Payments Discounts | 0.50% | 0.25% |
| No Fees! | ||
| Financial Literacy & Career Coaching | ||
| Access to Paid Internship Opportunities | ||
| 40 Repayment Options | ||
| Cash Back at Graduation | ||
| Student & Parent Scholarship Giveaways | ||
| 12-Month Cosigner Release | ||
| Path to Discharge in Bankruptcy |
Comparison based on information obtained on lender websites as of May 2026
Learn MoreTools & Resources for Financial Aid Offices
Everything you need to support student conversations, process loans confidently, and provide helpful information beyond funding.
For Student Conversations
Undergraduate Loan Options
Explore Ascent's undergraduate loan products and how to match each option to the right student.
View resourceGraduate Loan Options
Understand Ascent's graduate loan offerings and how they align to different program types and borrower needs.
View resourceGraduate Program Guides
Share program-specific loan guidance across key graduate disciplines.
International Student Loan Options
Review loan pathways for international students, including eligibility requirements and available options.
View resourceDACA Student Loan Options
Learn about loan options for DACA students, including both cosigned and non-cosigned pathways.
View resourceParent Loan Options
Give families a clear understanding of parent loan options, key considerations, and how to support their student through the process.
View resourceFor Processing & Admin
Certifications Guide
Step-by-step guidance for certifying Ascent loans, including eligibility criteria, loan codes, and school requirements.
View resourceSchool Welcome Packet
An introduction to working with Ascent, including account setup, key contacts, and answers to common questions.
View resourceStandard RFI Responses
Responses to common lender information requests; we are happy to customize to whatever your school needs.
View resourceTools & Calculators
Ultimate Guide to Paying for College
An interactive course helping students and families evaluate college costs and make informed borrowing decisions.
View resourceUndergraduate Calculators
Interactive tools to help undergraduate students and families estimate costs, compare borrowing options, and plan repayment.
- All Calculators ›
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College Cost & ROI Calculator ›
Measure your college ROI
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Student Loan Calculator ›
Estimate monthly payments
Graduate Calculators
Tools for graduate students and financial aid offices to model funding gaps and plan loan structures by program.
- All Calculators ›
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Grad School Funding Gap Calculator ›
For students
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Grad Calculator for Schools ›
For financial aid officers
Student Support & Outcomes
Borrower Benefits
A summary of Ascent's borrower benefits and key loan features to share with prospective and current borrowers.
View resourceSuccess & Career Support
A digital platform that helps students build financial confidence, stay on track to graduate, and prepare for their careers.
View resourceBlog & Resource Library
A collection of articles on borrowing, school, and career topics to support student awareness and planning.
View resource
With Ascent, support doesn't stop at funding
Every borrower has access to tools and resources to build financial confidence, stay on track to graduate, and prepare for their careers - supporting better outcomes during school and after graduation.
Learn MoreMeet your designated school support team
Amanda Abreu
Relationship Manager - MA, CT, ME, PA, MD, DE, DC, OH, WV, MI, IN
Rich Neilsen
Relationship Manager - MN, WI, IA, IL, MO, NY, RI, NJ, VT, NH, Puerto Rico, the U.S. Virgin Islands
Add Ascent to your lender list today!
Certifications & Disbursements
Certifications
Certifications can be sent via:
Ascent Portal
Disbursements
Disbursements can be sent via:
Ascent Portal - EFT
Ascent Portal
If you don’t have ELM or ScholarNet,
please submit a New School Profile Form.
Stay Connected
Receive updates through our FAO Newsletters.
220,000+ people have used Ascent to pay for school**
Loans subject to individual approval, restrictions and conditions apply. See Terms and Conditions at AscentFunding.com/Rates and AscentFunding.com/Ts&Cs. Loan features and information advertised are intended for college student loans and are subject to change at any time.
*Over 220,000 borrowers took out an Ascent loan for college or career training tuition or expenses between January 2018 and March 2026.
1Only Ascent college loans are eligible for no fees. Ascent career training loans are subject to a one-time origination fee of 5.0% of the loan amount. All Ascent loans are eligible for no application, disbursement, late, NSF or early payment fees.
2See full cosigner release eligibility requirements at AscentFunding.com/BorrowerBenefits.
3Ascent applicants and borrowers that agree to the AscentUP Terms of Service and Privacy Policy, as well as students associated with an Ascent parent loan application, have access to the AscentUP platform.
