Get a loan that goes beyond tuition
Customers get free 1:1 student success coaching1, financial education resources and entries to monthly scholarships.
Explore loan options
Check your rate without impacting
your credit score.
Loans designed with you in mind.
Find a loan in minutes that fits your budget and needs.
Why choose an Ascent loan?
Ascent gives you more opportunities to finance your education, as well as these additional benefits:
Affordable
Choose between fixed or variable interest rates.
Repay on your terms
Choose to start making payments now or after leaving school AND no penalty if you choose to pay off your loan early.
Fast & easy
Complete your loan application in minutes and check your pre-qualified rates without impacting your credit score
24/7 access with AscentConnect
Stay up to date with your student loan and make payments using our AscentConnect mobile app. Download it today from the Apple App Store or Google Play Store.
Build credit in your own name
Apply for a loan on your own. If you don’t
pre-qualify, you can add a cosigner.
Check your rate without impacting your credit score.
Here’s how it works
4 simple steps –
NO application fees.
Check your pre-qualified rates without impacting your credit score.
- See your pre-qualified rates
- Preview your loans upfront
- Choose a repayment plan for you
- We pay your school
How else can Ascent help you? Ascent offers even more ways for you to earn money throughout the year, even if you don’t have a loan with us.
Over $60,000 in Shining Stars Scholarships awarded every year.
More than $12,000 in Community Champions Scholarships awarded every year to students making a social impact.
Earn cash back with our Ascent Rewards program.
Tips & tools for financial success
Ascent gives you exclusive access to tips and resources to prepare you for financial success in school and after you leave.
Financial Wellness TipsResources
Student Loans 101 What is Financial Wellness? 4 Student Loan Tips for College Grads. Read MoreWe’re proud to provide award-winning loans for lifelong learners.
Have questions about student loans?
We have answers.
Who is Ascent?
Ascent Funding is an award-winning company, committed to revolutionizing how you pay for higher education at colleges and coding bootcamps. Ascent was named Best Private Student Loan for 2021 by Forbes Advisor and NerdWallet. Ascent empowers students from all economic backgrounds and disciplines (including DACA students). To set students up for success, we offer scholarships (over $72,000 this year) and exclusive benefits for students.
What’s the difference between Ascent’s college loans and bootcamp loans?
Ascent’s college loans are private student loans for those attending undergraduate and graduate programs at eligible institutions.
Ascent’s bootcamp loans are consumer loans for those seeking to transform their career at a bootcamp or accelerated-learning program.
Do I need a cosigner?
Not necessarily. Ascent considers several factors including: creditworthiness, school, program, graduation date, major, GPA, cost of attendance, and other factors that allow for undergraduate students to potentially obtain a Non-Cosigned Outcomes-Based Loan in their own name without a cosigner. Nevertheless, applying with a cosigner may result in a lower interest rate.
Students that are a U.S. citizen or have Deferred Action for Childhood Arrival (DACA) status may apply without a cosigner. Students that are not a U.S. citizen or U.S. permanent resident may apply with a creditworthy cosigner that is a U.S. citizen or U.S. permanent resident.
Who do I contact for my Ascent college loan?
For Ascent’s college loans, call us toll-free at 877-216-0876 or email us at [email protected].
Who do I contact for my Ascent bootcamp loan?
For Ascent’s bootcamp loans, call us at 877-279-2614 or email us at [email protected].
1) To be eligible for coaching through Ascent’s Student Success Program, the student borrower must be an undergraduate who is new to Ascent and has taken out an Ascent student loan since May 1, 2019. Ascent’s consumer loans for bootcamps and graduate student loans do not qualify borrowers for this program.
What type of loan are you looking for?
Checking your rate will not impact your credit score.
College Loan
For students seeking their undergraduate or graduate degree from a university or college.
Bootcamp Loan
For students attending a coding bootcamp school pursuing a degree in technology, professional training, or licensure training.