Why choose an Ascent loan?
Ascent gives you more opportunities to finance your education, as well as these additional benefits:
Choose between fixed or variable interest rates.
Repay on your terms
Choose to start making payments now or after leaving school AND no penalty if you choose to pay off your loan early.
Fast & easy
Complete your loan application in minutes and check your pre-qualified rates without impacting your credit score
24/7 access with AscentConnect
Build credit in your own name
Apply for a loan on your own. If you don’t pre-qualify, you can add a cosigner.
Check your rate without impacting your credit score.
How else can Ascent help you? Ascent offers even more ways for you to earn money throughout the year.
Ascent has awarded over $170,000 in scholarships.
Earn money for each college student you refer.
Earn cash back with our Ascent Rewards program.
We’re proud to provide award-winning loans for lifelong learners.
What are others saying about Ascent?
Ascent stands out for its range of payment reduction and postponement options, rare among private lenders. Borrowers can choose a graduated repayment plan, which provides a lower monthly payment to start that increases over time. Read more
We are recognizing Ascent with our Editor’s Choice™ Award as Top Private Student Loan Provider thanks to the company’s student-focused efforts and innovative loan options. Read more
Being young I don’t have a strong credit history. Ascent made it possible for me to have my own loan without the help of others – I’m thankful I found them.
It was the only decent loan provider that would accept a non-cosigned loan. My loan manager helped a lot.
The best thing about Ascent is the fact that they make the process easy. I was able to do everything online and the money was sent directly to my school.
Have questions about student loans?
We have answers.
Not necessarily. Ascent considers several factors including: creditworthiness, school, program, graduation date, major, GPA, cost of attendance, and other factors that allow for undergraduate students to potentially obtain a Non-Cosigned Outcomes-Based Loan in their own name without a cosigner. Nevertheless, applying with a cosigner may result in a lower interest rate.
Students that are a U.S. citizen or have Deferred Action for Childhood Arrival (DACA) status may apply without a cosigner. Students that are not a U.S. citizen or U.S. permanent resident may apply with a creditworthy cosigner that is a U.S. citizen or U.S. permanent resident.