International student loans allow students who are non-U.S. citizens, non-U.S. permanent residents, non-Deferred Action for Childhood Arrivals (DACA) status and are legally allowed to reside in the U.S. on a temporary basis for work or study to help pay for college.
Whether you’ve considered federal student loans or not, private loans for international students with Ascent may be an option for you.
For students with a creditworthy cosigner (For U.S. citizens & International students)
For international graduate students pursuing their MBA with a cosigner.
For international graduate students pursuing their MD, DO, DVM, VMD, or DPM with a cosigner.
For international graduate students pursuing their DMD or DDS with a cosigner.
For international graduate students pursuing their law degree with a cosigner.
For international students seeking graduate loans for degree programs in allied health, nursing, pharmacy, PhD programs, and other advanced graduate degrees (MA, MS) with a cosigner.
*Rates displayed above are effective as of 10/01/2022 and reflect an Automatic Payment Discount of 0.25% on credit-based loans when you enroll in automatic payments. For more information, see repayment examples or review the Ascent Student Loans Terms and Conditions.
Lowest APRs require interest-only payments, the shortest loan term, and a cosigner, and are only available to our most creditworthy applicants and cosigners with the highest average credit scores.
Yes, students who are non-U.S. citizens, non-U.S. permanent residents and non-Deferred Action for Childhood Arrivals (DACA) status must apply for a cosigned loan with a creditworthy cosigner who is a U.S. citizen or U.S. permanent resident. If you’re a DACA (student), you may apply for an Ascent loan with or without a cosigner.
What makes a cosigner creditworthy? Ascent’s credit decisioning criteria is proprietary and subject to change, but we consider your cosigner’s credit history along with several other factors. These include, but are not limited to, credit score.
In addition to a cosigner, students who are non-U.S. citizens, non-U.S. permanent residents and non-Deferred Action for Childhood Arrivals (DACA) status must meet certain credit criteria, verify your individual resident status, and provide proof of identification:
Students must have a minimum credit score. The minimum score required is subject to change and may depend on the credit score of your cosigner.
Students must upload one of the two following types of documentation verifying your resident status.
OPTION 1: Valid visa. A valid visa must not expire within 6-months of the end of the enrollment period for which the loan is being requested. Acceptable forms are as follows:
OPTION 2: I-20 Form (pages 1 & 2 signed) AND Unexpired Passport from country of origin
In addition to 1 and 2 above, applicants must upload both of the following:
Students must have a minimum credit score. The minimum score required is subject to change and may depend on the credit score of your cosigner.
Students must upload one of the two following types of documentation verifying your resident status.
OPTION 1:Valid visa. A valid visa must not expire within 6-months of the end of the enrollment period for which the loan is being requested. Acceptable forms are as follows:
OPTION 2: I-20 Form (pages 1 & 2 signed) AND Unexpired Passport from country of origin
In addition to 1 and 2 above, applicants must upload both of the following:
Check your pre-qualified rates without impacting your credit score.
From your cosigned loan application to your final payment, we’re committed to helping you every step of the way. Our 100% U.S.-based Ascent Customer Service team is here for you.
Don’t lose your financial freedom before you have the chance to earn it! To help you borrow responsibly, we incorporate financial wellness into our application process and give you exclusive access to tools and content to help you get set for greater financial success. Financial Wellness Tips
Being young I don’t have a strong credit history. Ascent made it possible for me to have my own loan without the help of others - I’m thankful I found them.
Nikara M.
Western Washington University
It was the only decent loan provider that would except a non-cosigned loan. My loan manager helped a lot.
Robert C.
Texas A&M University
Ascent gave me the option to take on a loan by myself and at a decent interest rate for what my circumstances were.
Tyler P.
Keiser University