You’re eligible for an international student loan with Ascent if:
If you meet these requirements, a private international student loan with Ascent may be an option for you.
In addition to the above requirements, international students attending U.S. universities are also required to have a creditworthy cosigner for Ascent student loans.
Ascent offers private student loans to international students in the U.S. for a variety of career paths. Explore your options below.
For students with a creditworthy cosigner (For U.S. citizens & International students)
For international graduate students pursuing their MBA with a cosigner.
For international graduate students pursuing their MD, DO, DVM, VMD, or DPM with a cosigner.
For international graduate students pursuing their DMD or DDS with a cosigner.
For international graduate students pursuing their law degree with a cosigner.
For international students seeking graduate loans for degree programs in allied health, nursing, pharmacy, PhD programs, and other advanced graduate degrees (MA, MS) with a cosigner.
*Rates displayed above are effective as of 03/01/2023 and reflect an Automatic Payment Discount of 0.25% on credit-based loans when you enroll in automatic payments. For more information, see repayment examples or review the Ascent Student Loans Terms and Conditions.
Lowest APRs require interest-only payments, the shortest loan term, and a cosigner, and are only available to our most creditworthy applicants and cosigners with the highest average credit scores.
In addition to a creditworthy cosigner, international students attending a university in the U.S. must be able to verify your individual resident status and provide proof of identification:
Valid Visa
A valid visa must not expire within 6-months of the end of the enrollment period for which the loan is being requested. Acceptable forms are as follows:
AND
Social security card
(when applicable)
I-20 Form
(pages 1 & 2 signed)
AND
Unexpired Passport
from country of origin
AND
Social security card
(when applicable)
Eligible international students with no credit score or eligible students that meet a minimum credit score must apply with a cosigner. The minimum score required is subject to change and may depend on the credit score of your cosigner.
You’ve already put a lot of work into preparing for school.
We ask you to provide important information such as your name, address, date of birth, the school you’re applying to, and employment information. If you’re applying with a cosigner, they’ll also enter their information.
Once your completed loan application is approved, you’ll be able to view your repayment options and select the loan terms that work best for you.
After you choose your loan terms and accept your disclosures, your Ascent Portal will be populated with tasks to complete. These tasks include a financial wellness quiz and providing us with any additional information we need to prepare your loan.
When your portal tasks are complete, we send your loan for school certification. Once certified, we’ll disburse your loan directly to your school.
See your rates today without impacting your credit score.
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Ascent offers additional ways for you to earn money throughout the year, even if you don’t have a loan with us. Expand your possibilities with our benefits.
To help you borrow responsibly, we incorporate financial wellness into our private student loan application process. This includes exclusive access to tips and resources to help prepare you for financial success while studying in the U.S. and after graduation.
If you could go back in time to be an incoming freshman again and give yourself one piece of advice, what would you tell yourself and why?
A cosigner is someone who takes legal responsibility for a loan in addition to the primary borrower. Learn more about student loan cosigners.
If you're attending graduate school, our step-by-step guide will help you figure out where to start with the loan application process.
Thinking about cosigning a student loan? Ascent Funding covers everything you need to know about being a cosigner. Learn more here.
Nikara M.
Western Washington University
Robert C.
Texas A&M University
Tyler P.
Keiser University
From your first application to your final payment, we’re committed to helping you every step of the way. Our 100% U.S.-based Ascent’s customer service team is here for you.
We advocate awareness of the potential financial outcomes of your higher education choices (school, major, years in school, financing your education), helping you visualize where your career could go and what it could be – encouraging better decisions today to open up greater future opportunities.
International undergraduate and graduate students have the option to apply for a Cosigned Credit-Based Loan. Ascent created customized grad school loans for:
Don’t See Your Question? Check our FAQ page.
We know applying for student loans can be overwhelming, but the Ascent team is here to answer your questions. Explore our FAQ page for more commonly asked questions and answers. If you have a more personalized question you need to ask or don’t find your answer on our site, don’t hesitate to reach out to us.
If you have questions or concerns about your international student loan application, don’t hesitate to contact Ascent. We’re available to assist you and provide clarification on the loan application process, as well as any additional information you need to help make your decision.
Fill out our contact form to reach the Ascent team.
Checking your rate will not impact your credit score.
For students seeking their undergraduate or graduate degree from a university or college.
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