Competitive health professional student loan interest rates

Variable Rates

4.04% - 13.30%*

  • Your payment may change every month.
  • Your interest rate varies and changes with market conditions.
Fixed Rates

5.12% - 14.75%*

  • Make the same payment every month.
  • Your interest rate is set the day you apply and doesn’t change.

*Rates displayed above are effective as of 10/01/2022 and reflect an Automatic Payment Discount of 0.25% on credit-based loans when you enroll in automatic payments. For more information, see repayment examples or review the Ascent Student Loans Terms and Conditions.
**Lowest APRs require interest-only payments, the shortest loan term, and a cosigner, and are only available to our most creditworthy applicants and cosigners with the highest average credit scores.

Customize your health professions student loan repayment options

Flexible Repayment Plans

  • $25 minimum* if you want to get started on your payments while you’re still in school.
  • In school interest-only repayment if you can afford larger payments while in school.

Extended In-School Period

  • The maximum in-school period is 36 months.
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Postpone Payments

  • The grace period allows you to postpone payments up to 9 months after graduation, giving you time to focus on what matters.

*Want to see what your repayment plan and monthly payments could look like? Check out our loan repayment examples to help you make your decision.

5 Benefits of health professions student loans with Ascent

  • No application, origination, or disbursement fees
  • No penalties for early loan payoff
  • 1% cashback + discount for automatic payments
  • Refer a friend and earn $525 for each friend who takes a loan
  • Defer payments up to 9 months after graduation
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What are others saying about Ascent?

How to get your health profession student loan

You’ve already put a lot of work into preparing for graduate school. Getting the financing you need shouldn’t stop you now. We’ve streamlined our application process so you can get your funds without getting a headache.

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    Step 1:

    Submit your pre-qualification

    We ask you to provide important information such as your name, address, date of birth, the school you’re applying to, and employment information. If you’re applying with a cosigner, they’ll also enter their information.

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    Step 2:

    Select your repayment plan

    Once your completed loan application is approved, you’ll be able to view your repayment options and select the loan terms that work best for you.

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    Step 3:

    Complete your Ascent Portal tasks

    After you choose your loan terms and accept your disclosures, your Ascent Portal will be populated with tasks to complete. These tasks include a financial wellness quiz and providing us with any additional information we need to prepare your loan.

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    Step 4:

    We pay your school

    When your portal tasks are complete, we send your loan for school certification. Once certified, we’ll disburse your loan directly to your school.

Ready to start your loan application?

See your rates today without impacting your credit score.

Apply Now

Additional ways to pay for health professions school

Federal financial aid

Many PhD and Master’s students take out federal loans first by filling out the FAFSA, then seek more funding through scholarships and private student loans. Using the FAFSA for Master’s loans and PhD student loans can give you an overview of your federal student loan options.

If your federal aid doesn’t cover all your costs, taking out a private health professions student loan can keep you from stressing over your budget while you’re studying.

Scholarships

Ascent also gives out more than $80,000 in scholarships every year to students attending college, graduate school, and bootcamps. There are many chances to win, so make sure to check in regularly to see which scholarships we’re currently running.

Financial wellness tips for health professions school

To help you with your student loan for health professions school, we incorporate financial wellness into our application process. This gives you exclusive access to tips and resources to prepare you for financial success in school and after graduation.

Frequently asked questions about health professional student loans

Can I take out federal student loans for my health professional education?
Yes, many graduate school students apply for federal loans first through the FAFSA, then cover additional expenses with private student loans. The federal loans available to you may consist of Federal Direct Unsubsidized Loans and Grad PLUS Loans.

If your federal loans don’t cover all of your living expenses, a private student loan and scholarships may give you the relief you need.

How much can I take out in health professional student loans?
The maximum loan amount for Ascent loans is limited to the total cost of attendance for one full academic year, minus any financial aid, as certified by your school. Keep in mind that your school may certify your loan for less than the amount that you requested.

  • Minimum:  $2,001
  • Maximum (aggregate): $200,000 for Undergraduate Loans; $400,000 for Graduate Loans
  • Maximum for the academic year:
  • $400,000 for Graduate Credit-Based Loans

Are loans for nursing school and health professions worth it?
Only you can decide if health professions student loans are worth it for you. If you decide to go to an allied health professions, nursing, or pharmacy school, Ascent is here to support you.

When you take an Ascent loan, you’ll also have a wealth of financial resources available to you to help you succeed and develop a plan to tackle your debt after school. We also give out more than $80,000 in scholarships each year to students.

How do health professions student loans work?
Health professional school loans with Ascent work in 4 easy steps. After you’ve been accepted to your graduate school, you can begin the application for your loan. Once you’ve pre-qualified for your loan, you can accept the loan and customize your repayment options. We’ll keep you updated on additional tasks and documents that need to be uploaded.

Finally, your school will certify the amount you’re approved for and your funds will be sent directly to your school – any money that doesn’t go towards your school’s necessary funds will be sent to you to cover additional expenses.

Can international students get health professions student loans?
Yes, Ascent’s health professionals student loans are available for international students attending U.S.-based institutions. To apply for our student loan for graduate school as an international resident, you’ll need to apply with a creditworthy cosigner. Your cosigner must be a resident of the United States.

DACA students may apply solo with proper documentation or with a qualified cosigner.

Don’t see your question? Check our FAQ page.

Contact us for help with health professionals student loans

If you have questions or concerns about your health professions student loan application, don’t hesitate to contact Ascent. We’re available to assist you and provide clarification on the loan application process, as well as any additional information you need to help make your decision.

Fill out our contact form to reach the Ascent team.

Pursuing a different educational route?

Ascent provides private student loans for various graduate student routes. If your heart isn’t set on dentistry, we can still help you out! Check out our other graduate loan options.

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