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You and your friend can each earn a $400 Amazon.com Gift Card*

Share your referral code within your community and start earning!

$82,000 earned in rewards so far!*

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How you earn a referral rewardAmazon GiftcardAmazon Giftcard

How to start earning:

01 Your friend applies for an Ascent loan using your link.
02 Once your friend's loan is disbursed, you earn a $400 Amazon.com Gift Card* and your friend earns a $400 Amazon.com Gift Card* – a total of $800!
Start Earning

What’s in it for my friend?
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Ascent offers benefits that go beyond a student loan.

Start payments up to 9 months after graduation so you can focus on your education and future. Need to make lower payments after graduation? Consider our Progressive Repayment Option.

New 7 and 12-year repayment terms in addition to 5, 10, 15, and 20-year terms (depending on the loan you choose). See repayment examples.

When you graduate, get a 1% Cash Back Reward from Ascent!
Terms and conditions apply.

Borrow on your own or apply to release your cosigner after making 12 consecutive on-time payments so you can gain financial independence.
Terms and conditions apply.

Earn up to a 0.25% discount on all credit-based loans and earn up to a 1% discount on Outcomes-Based Loans™ when you sign up for autopay! Discount Terms & Conditions.

Stay up to date with your student loan and make payments using our AscentConnect mobile app. Download it today from the Apple App Store or Google Play Store.

No application, origination, disbursement, or late payment fees.

Ascent’s undergraduate borrowers get access to expert coaching and easy-to-use resources to help you complete your degree and launch a rewarding career.

Borrower Benefits Terms & Conditions

Get started in just 3 easy steps.

  • 01 Sign in or create an account.
  • 02 Get your custom referral link.
  • 03 Start sharing your referral link!
Start Earning

Earn up to $10,000 in Amazon.com Gift Cards!*

  • referral - create your account
  • referral code
  • Share Referral Code

Refer a Friend FAQs

Ready to start earning?

Ascent makes it easy for you and a friend to earn rewards.

Start Earning
Amazon Giftcard

When your friend’s loan disburses

You earn a $400 Amazon.com Gift Card*

You get rewarded for referring your friend to Ascent.

Amazon Giftcard

When your friend’s loan disburses

Your friend earns a $400 Amazon.com Gift Card*

Your friend gets rewarded for using your referral link.

  1. *$400 Amazon Gift Card offer available between June 3, 2024 and September 15, 2024. See Official Refer a Friend Rules. Restrictions apply, see amazon.com/gc-legal.
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Time’s Ticking! ⏰ Take advantage of new lower rates on college student loans from 3.69% to 15.56% APR*

Apply Now

*Annual Percentage Rate; See rates and repayment examples