Get the funding you need with no fees, transparent terms, and flexible repayment built for your dental career. We’ve helped over 220,000 people fund their education* – we’re ready to help you too.
Apply NowSave more with zero fees on dental school loans
Postpone payments for up to 5 years post-graduation so you can focus on your training1
Pay your tuition, fees, and expenses so you can keep moving forward
Options for cosigned and non-cosigned, DACA, and international students
Not sure how much to borrow? See how changes to federal Grad PLUS program could affect your financing options. Calculate Your Funding Gap
You’ve worked hard enough to get into dental school, so we’ve made it easy to fund it. Applying for an Ascent private student loan is fast and simple.
Submit an application to see if you pre-qualify without impacting your credit score
Preview your repayment options and choose the plan that works best for you
Ascent confirms your eligibility with a hard credit check, and your school confirms your enrollment
Ascent sends your tuition to your school so you can focus on your training
Make repayment work for you. Ascent’s options allow you to ease the transition into residency, with the flexibility to pay more later as your income grows. Postpone full principal & interest payments for up to 5 years post-graduation1, or make early payments without fees or penalties.
Plus, get a 0.5% discount on your interest rate by using Autopay2.
Defer payments in school & 12-month grace period after graduation.
Make small payments in school & 12-month grace period after graduation.
Make larger payments in school & 12-month grace period after graduation.
Start making full payments right away.
Once your grace period ends, you can use up to 48 months of additional deferment for any specialized residency program1. View repayment examples or apply now to see your customized rate & repayment options.
We don't just fund your loan, we care about helping you achieve a stable financial future. Ascent provides financial literacy support, flexible repayment options, no fees, and a quick, straightforward process with financing you can count on.
Possibly the easiest process I have ever gone through in order to secure a loan.
Everyone was so helpful and nice to work with! Being a first generational College student picking a loan was scary and nerve wracking! but they made it so easy!
I've had such a struggle finding a loan and Ascent made it so simple. Not only was the process a weight lifted off my shoulders, but also ensured that I understood more about loans in general.
From your first application to your final payment, we're committed to helping you every step of the way. Our 100% U.S.-based customer service team is here for you.
Private dental student loans are available to students who are enrolled at least half-time in an eligible dental school program. Applicants need to meet certain credit, income, or academic requirements, or they can apply with a cosigner to strengthen their application.
With Ascent, these loans are designed to help cover tuition and other school-related expenses while providing support and flexible repayment options so students can focus on their studies and future career.
Minimum: $2,001 (MA residents: $6,001). Maximum (aggregate): $400,000 for Graduate Loans. Your maximum is limited to the total cost of attendance for one full academic year as certified by your school. Your actual amount may be less due to school certification or underwriting factors.
Ascent's credit requirements are subject to change and may depend on whether you're applying with a cosigner or not. You can check what rates you qualify for without impacting your credit score.
Dental school loans with Ascent work in 4 easy steps:
Any remaining funds are sent to you for additional expenses.
Yes. Ascent's graduate loans are available for international students attending U.S.-based institutions, but you'll need to apply with a creditworthy cosigner who is a U.S. citizen or U.S. permanent resident. DACA students may apply on their own with proper documentation or with a qualified cosigner.
Yes. Ascent has awarded over $355,000 in scholarships. Enter for your chance to win our monthly scholarships in 3 easy steps — no essay required.
Check your rates without impacting your credit score.
From your first application to your final payment, we’re committed to helping you every step of the way. Reach out with any questions.
877-216-0876 Monday – Friday 7 am – 5 pm (PST)
[email protected]
**Over 220,000 borrowers took out an Ascent loan for college or career training tuition or expenses between January 2018 and March 2026.
1Loans subject to individual approval, restrictions and conditions apply. Loan features and information advertised are intended for graduate student loans and are subject to change at any time. For more information, see repayment examples or review the Ascent Student Loans Terms and Conditions.
2The final ACH discount approved depends on the borrower's credit history, verifiable cost of attendance, and is subject to credit approval and verification of application information. Automatic Payment Discount consists of 0.25% for credit-based college student loans submitted prior to 06/01/2025, 0.5% for credit-based college student loans submitted on or after 06/01/2025, and a 1.00% discount on outcomes-based college student loans when you enroll in automatic payments. For more information, see repayment examples or review the Ascent Student Loans Terms and Conditions.
Checking your rate will not impact your credit score.
For students seeking their undergraduate or graduate degree from a university or college.
For students attending a coding career training school pursuing a degree in technology, professional training, or licensure training.
Don’t miss out on a chance to win $10,000 from Ascent! No essay required.
*Students 14+. See Official Rules.
Ascent's pre-qualification process uses a soft credit check. If you pre-qualify, you’ll see your rates and repayment options with no credit impact. We’ll only continue to a hard credit check once you accept and agree to move forward with a loan option.
Make a plan with Ascent’s Student Loan Calculator
