*Rates displayed above are effective as of 09/01/2023 and reflect an Automatic Payment Discount of 0.25% on credit-based loans when you enroll in automatic payments. For more information, see
or review the Ascent Student Loans
Terms and Conditions. The final amount approved depends on the borrower’s credit history, verifiable cost of attendance as certified by an eligible school and is subject to credit approval and verification of application information.
**Lowest APRs require interest-only payments, the shortest loan term, and a cosigner, and are only available to our most creditworthy applicants and cosigners with the highest average credit scores.
*Want to see what your repayment plan and monthly payments could look like? Check out our loan repayment examples to help you make your decision.
- Forbes Advisor
You’ve already put a lot of work into preparing for medical school. Getting the financing you need shouldn’t stop you now. We’ve streamlined our application process so you can get your funds without getting a headache.
Submit your pre-qualification
We ask you to provide important information such as your name, address, date of birth, the school you’re applying to, and employment information. If you’re applying with a cosigner, they’ll also enter their information.
Select your repayment plan
Once your completed loan application is approved, you’ll be able to view your repayment options and select the loan terms that work best for you.
Complete your Ascent portal tasks
After you choose your loan terms, your Ascent portal will be populated with tasks to complete. These tasks include a financial wellness quiz and providing us with any additional information we need to prepare your loan.
We pay your school
When your portal tasks are complete, we send your loan for school certification. Once certified, we’ll disburse your loan directly to your school.
See your rates today without impacting your credit score.Apply Now
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From your first application to your final payment, we’re committed to helping you every step of the way. Our 100% U.S.-based Ascent’s customer service team is here for you.
Ascent’s Graduate Student Loans are for graduate students who are enrolled at least half-time in a degree program at an eligible institution.
Students applying without a cosigner must be U.S. citizen, U.S. permanent resident or have a Deferred Action for Childhood Arrival (DACA) status. DACA students or students who are not a U.S. citizen or U.S. permanent resident may apply with a credit-worthy cosigner who is a U.S. citizen or U.S. permanent resident.
DACA students may apply on their own with the proper documentation or with a qualified cosigner who is a U.S. citizen or U.S. permanent resident.
*The loan minimum amount is $2,001 except for the state of Massachusetts. Minimum loan amount for borrowers with a Massachusetts permanent address is $6,001.
If your federal loans don’t cover all of your living expenses, a private student loan and scholarships may give you the relief you need.
Finally, your medical school will certify the amount you’re approved, and your funds will be sent directly to your school – any money that doesn’t go toward your school’s necessary funds will be sent to you to cover additional expenses.
Don’t see your question? Check our FAQ page.
If you have questions or concerns about your medical school loan application, don’t hesitate to contact Ascent. We’re available to assist you and provide clarification on the loan application process, as well as any additional information you need to help make your decision.
Fill out our contact form to reach the Ascent team.
Ascent provides private student loans for various graduate student routes. If your heart isn't set on dentistry, we can still help you out! Check out our other graduate loan options.