Get the funding you need with no fees, transparent terms, and flexible repayment built for your medical career timeline. We’ve helped over 220,000 people fund their education* – we’re ready to help you too.Apply for a loan for your MD, DO, DVM, VMD, or DPM program today.
Start an ApplicationSave more with zero fees on medical school loans
Postpone payments for up to 7 years so you can focus on your training1
Pay your tuition, fees, and expenses so you can keep moving forward
Options for cosigned and non-cosigned, DACA, and international students
You’ve worked hard enough to get into medical school, so we’ve made it easy to fund it. Applying for an Ascent private student loan is fast and simple.
Submit an application to see if you pre-qualify without impacting your credit score
Preview your repayment options and choose the plan that works best for you
Ascent confirms your eligibility with a hard credit check, and your school confirms your enrollment
Ascent sends your tuition to your school so you can focus on your training
Ascent provides financial literacy support, flexible repayment options, no fees, and a quick, straightforward processwith financing you can count on.
Possibly the easiest process I have ever gone through in order to secure a loan.
Everyone was so helpful and nice to work with! Being a first generational College student picking a loan was scary and nerve wracking! but they made it so easy!
I've had such a struggle finding a loan and Ascent made it so simple. Not only was the process a weight lifted off my shoulders, but also ensured that I understood more about loans in general.
From your first application to your final payment, we’re committed to helping you every step of the way. Our 100% U.S.-based Ascent’s customer service team is here for you.
Ascent medical school loans help students pursuing a variety of medical careers. Whether you are studying to become an MD, DO, veterinarian, osteopathic doctor, or podiatrist, these loans can be used at eligible schools across the United States.
They cover tuition, fees, books, housing, and other school-related costs. Along the way, Ascent provides guidance and tools to help you manage your loan and plan your repayment so you can focus on your studies and build your medical career with confidence.
Medical school loans with Ascent work in 4 easy steps:
Ascent considers several factors including creditworthiness, school, program, GPA, and cost of attendance. Loans are for students enrolled at least half-time in a degree program at an eligible institution. Students without a cosigner must be a U.S. citizen, U.S. permanent resident, or have DACA status. Non-citizens or non-permanent residents may apply with a creditworthy cosigner who is a U.S. citizen or U.S. permanent resident.
Yes. Ascent's graduate student loans are available for international students attending U.S.-based institutions, but you'll need to apply with a creditworthy cosigner who is a U.S. citizen or U.S. permanent resident. DACA students may apply on their own with proper documentation or with a qualified cosigner.
Yes. Ascent has awarded over $355,000 in scholarships. Enter for your chance to win our monthly scholarships in 3 easy steps — no essay required.
Minimum: $2,001 (MA residents: $6,001). Maximum (aggregate): $400,000 for Graduate Loans. Your maximum in any given year is limited to the total cost of attendance for one full academic year as certified by your school. Your actual amount may be less due to school certification or underwriting factors.
Often these costs can be included if they are part of your school's official cost of attendance for your medical program and certified by your school. That means if your school includes board exam fees or required licensing fees in your cost of attendance, you may be able to borrow for them as part of your medical school loan. Private student loans must stay within those certified education costs, so talking with your school's financial aid office can help confirm what your specific loan can cover.
Medical expenses like books, housing, and living costs are commonly included, and schools sometimes include licensure expenses in the budget as well when they are required to complete your program. It’s all about making sure the charges are part of your school’s official cost of attendance before you borrow.
Check your rates without impacting your credit score.
From your first application to your final payment, we’re committed to helping you every step of the way. Reach out with any questions.
877-216-0876 Monday – Friday 7 am – 5 pm (PST)
[email protected]
*Over 220,000 borrowers took out an Ascent loan for college or career training tuition or expenses between January 2018 and March 2026.
1Loans subject to individual approval, restrictions and conditions apply. Loan features and information advertised are intended for graduate student loans and are subject to change at any time. For more information, see repayment examples or review the Ascent Student Loans Terms and Conditions.
2The final ACH discount approved depends on the borrower s credit history, verifiable cost of attendance, and is subject to credit approval and verification of application information. Automatic Payment Discount consists of 0.25% for credit-based graduate student loans submitted prior to 06/01/2025, 0.5% for credit-based graduate student loans submitted on or after 06/01/2025, and a 1.00% discount on outcomes-based college student loans when you enroll in automatic payments. For more information, see repayment examples or review the Ascent Student Loans Terms and Conditions.
Checking your rate will not impact your credit score.
For students seeking their undergraduate or graduate degree from a university or college.
For students attending a coding career training school pursuing a degree in technology, professional training, or licensure training.
Don’t miss out on a chance to win $10,000 from Ascent! No essay required.
*Students 14+. See Official Rules.
Ascent's pre-qualification process uses a soft credit check. If you pre-qualify, you’ll see your rates and repayment options with no credit impact. We’ll only continue to a hard credit check once you accept and agree to move forward with a loan option.
Make a plan with Ascent’s Student Loan Calculator
