*Rates displayed above are effective as of 12/01/2023 and reflect an Automatic Payment Discount of 0.25% on credit-based loans when you enroll in automatic payments. For more information, see
or review the Ascent Student Loans
Terms and Conditions
. The final amount approved depends on the borrower’s credit history, verifiable cost of attendance as certified by an eligible school and is subject to credit approval and verification of application information.
**Lowest APRs require interest-only payments, the shortest loan term, and a cosigner, and are only available to our most creditworthy applicants and cosigners with the highest average credit scores.
*Want to see what your repayment plan and monthly payments could look like? Check out our loan repayment examples to help you make your decision.
- Forbes Advisor
You’ve already put a lot of work into preparing for law school. Getting the financing you need shouldn’t stop you now. We’ve streamlined our application process so you can get your funds without getting a headache.
Submit your pre-qualification
We ask you to provide important information such as your name, address, date of birth, the school you’re applying to, and employment information. If you’re applying with a cosigner, they’ll also enter their information.
Select your repayment plan
Once your completed loan application is approved, you’ll be able to view your repayment options and select the loan terms that work best for you.
Complete your Ascent portal tasks
After you choose your loan terms, your Ascent portal will be populated with tasks to complete. These tasks include a financial wellness quiz and providing us with any additional information we need to prepare your loan.
We pay your school
When your portal tasks are complete, we send your loan for school certification. Once certified, we’ll disburse your loan directly to your school.
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It’s common for law students to apply for federal student aid through the FAFSA as a first step to financing a law school education. If you need additional funds to cover books, transportation, groceries, and other life expenses, you can apply for a private loan as an additional financial source.
You can also apply for law school scholarships through your school or scholarships available through the American Bar Association (ABA) and the NAACP Legal Defense and Educational Fund. Additional scholarships can be found on the Law School Admission Council (LSAC) website.
Ascent also offers scholarship opportunities to students in undergraduate, graduate, or bootcamp study. We award more than $80,000 in scholarship funds each year, so be sure to check in on our current scholarships.
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Yes. It’s often beneficial to fill out the Free Application for Federal Student Aid (FAFSA®) and see which federal loan options you qualify for before looking into private loans for law school. The options available to you will likely be Federal Direct Unsubsidized Loans and Grad PLUS Loans.
Then, you can cover any additional costs, including housing, groceries, books, supplies, and more with a private student loan. Ascent’s private student loans for law school can be used in conjunction with federal loans to ease financial stress during law school.
*The loan minimum amount is $2,001 except for the state of Massachusetts. Minimum loan amount for borrowers with a Massachusetts permanent address is $6,001.
Ascent also gives away more than $80,000 in scholarships for college, graduate, and bootcamp students. You can seek out scholarships or grants that are geared towards law students.
In the end, only you can decide if law school is worth it. But we’re here to help mitigate the costs of your education if you do decide to attend law school.
If you have federal loans and find that you won’t have enough for living expenses, private law school loans can be used to help fill in the gaps.
Taking out loans may help keep you focused by easing immediate financial stress and allowing you to properly care for yourself physically.
Law school loans with Ascent work in 4 easy steps. After you’ve been accepted to your law school, you can begin the application for your loan. Once you’ve pre-qualified for your loan, you can accept the loan and customize your repayment options. We’ll keep you updated on additional tasks and documents that need to be uploaded.
Finally, your law school will certify the amount you’re approved, and your funds will be sent directly to your school – any money that doesn’t go toward your school’s necessary funds will be sent to you to cover additional expenses.
DACA students may apply on their own with the proper documentation or with a qualified cosigner who is a U.S. citizen or U.S. permanent resident.
Don’t see your question? Check our FAQ page.
If you’re considering one of our loans for law school, we’re here to help at every step of your journey. Don’t hesitate to reach out to us with questions or concerns about your law school loan application.
Fill out our contact form to reach the Ascent team.
Ascent provides private student loans for various graduate student routes. If your heart isn't set on dentistry, we can still help you out! Check out our other graduate loan options.