Law School Loans

Yes. It’s often beneficial to fill out the Free Application for Federal Student Aid (FAFSA®) and see which federal loan options you qualify for before looking into private loans for law school. The options available to you will likely be Federal Direct Unsubsidized Loans and Grad PLUS Loans.

Then, you can cover any additional costs, including housing, groceries, books, supplies, and more with a private student loan. Ascent’s private student loans for law school can be used in conjunction with federal loans to ease financial stress during law school.

The maximum loan amount for Ascent loan is limited to the total cost of attendance for a period not to exceed one full academic year, including any financial aid you receive, as certified by your school. Note: Your maximum loan amount may be less than the amount requested on your application due to the school certification or other underwriting factors.

• Minimum: $2,001^*

• Maximum (aggregate): $400,000 for Graduate Loans

• Student borrowers may borrow up to their institution’s cost of attendance as certified by the school and may not exceed the aggregate loan limits as stated above.

^*The loan minimum amount is $2,001 except for the state of Massachusetts. Minimum loan amount for borrowers with a Massachusetts permanent address is $6,001.

Our student loans are designed to help make your goals achievable by providing graduate loans that are customizable to your needs, including a variety of repayment options and methods to reduce your total debt after graduation.

Ascent also gives away more than $80,000 in scholarships for college, graduate, and career training students. You can seek out scholarships or grants that are geared towards law students.

In the end, only you can decide if law school is worth it. But we’re here to help mitigate the costs of your education if you do decide to attend law school.

Law school loans can cover your cost of living expenses. A school’s cost of attendance typically includes the amount of tuition plus an estimate of living expenses, books, food, transportation, and more.

If you have federal loans and find that you won’t have enough for living expenses, private law school loans can be used to help fill in the gaps.

Taking out loans may help keep you focused by easing immediate financial stress and allowing you to properly care for yourself physically.

Law school loans with Ascent work in 4 easy steps. After you’ve been accepted to your law school, you can begin the application for your loan. Once you’ve pre-qualified for your loan, you can accept the loan and customize your repayment options. We’ll keep you updated on additional tasks and documents that need to be uploaded.

Finally, your law school will certify the amount you’re approved, and your funds will be sent directly to your school – any money that doesn’t go toward your school’s necessary funds will be sent to you to cover additional expenses.

Yes. Ascent’s graduate loans are available for international students attending U.S.-based institutions. To apply for our student loan for law school as an international resident, you’ll need to apply with a creditworthy cosigner. Your cosigner must be a U.S. citizen or U.S. permanent resident.

DACA students may apply on their own with the proper documentation or with a qualified cosigner who is a U.S. citizen or U.S. permanent resident.

Yes. Ascent awards over $80,000 in scholarships every year. Enter for your chance to win our monthly scholarships in 3 easy steps – no essay required. To learn more about scholarships, visit here.