Our promise: Ascent empowers you to reach even higher goals, greater success and an even brighter future.

Student loans should expand your
not limit them.

Ascent is built around one guiding principle: Student loans should expand possibilities, not limit them. That’s why Ascent created a new private student loan program that gives students more opportunities to qualify for a loan, with or without a cosigner.  We advocate awareness of the potential financial outcomes of your college choices (school, major, years in school, financing your education), helping you visualize where your career could go and what it could be – encouraging better decisions today to open up greater future opportunities.

Ascent supports financial wellness by incorporating financial education into the application process, preserving the notion that an education is an investment where students and families should understand the return on their investment relative to the cost. Ascent offers benefits (such as 1% cash back, scholarships, a Refer a Friend Program, a Rewards Program, and more) as well as free resources that set students and families up for financial success  to help you thrive throughout college and beyond.

Goal Solutions, Inc. (Goal) and Richland State Bank (RSB) created Ascent Student Loans to help revolutionize the way people pay for college. Goal is an award-winning consumer finance company committed to solving financial challenges and opening doors to new opportunities. Led by an executive team with decades of experience in consumer loans,

Goal manages over $26B in consumer assets, and has invested over $200M of its own capital in performing and nonperforming loan portfolios. Goal is headquartered in San Diego, CA, where they have been awarded “Best Places to Work” by the San Diego Business Journal for 2015- 2018.

Goal products & services

  • Goal is an award-winning, consumer finance company that uses data analytics and technology to deliver strategic solutions for asset management, lending, and investments. Goal is not just another vendor— Goal is a thought partner that’s vested in the success of their clients, including investors, insurance companies, originators, banks, hedge funds, and colleges and universities, among others. Goal builds its business on establishing lasting relationships, and their clients trust Goal to thoughtfully guide their investment decisions, service their loan portfolios, manage their returns and asset performance, and always act in their best interest.

Our core values

  • Trust
    We’re accountable to our stakeholders, values, commitments, and ourselves.
  • Commitment
    We dedicate ourselves to helping our community, promoting employee wellness, and serving clients by doing what we say we are going to do.
  • Collaboration
    We embrace a culture of teamwork.
  • Integrity
    We act honestly, transparently, and professionally, treating everyone with understanding, care, and respect.
  • Innovation
    We challenge the status quo and provide creative solutions.

Leading Servicer Partner

Launch Servicing is responsible for sending statements and processing payments for Ascent Student Loans.  If you have questions about an existing loan payment, please visit launchservicing.com.

Leading Partner

Ascent Student Loans are made by the lender, Richland State Bank (RSB), Member FDIC.

Still have questions?

Email your questions to [email protected].

Or talk to our knowledgeable customer support associates.