I want to see my exact rate, but I don’t want my credit to be negatively impacted.

Don’t worry – our pre-qualification process uses a soft-inquiry tool that won’t affect your credit. If you pre-qualify for an Ascent loan, you’ll see your exact rates and repayment options with no impact on your credit. We’ll only continue to a hard credit check once you accept and agree to move forward with a loan option.

Your pre-qualified rate and final rate after hard credit check may differ depending on changes to your credit score in the interim. Please note that a hard credit check may impact your credit score, and typically will stay on your credit report for about 2 years.