We’re invested in your journey to academic, career, and financial success. That’s why we offer benefits that go beyond a student loan. Whether you’re reviewing your options or already have a loan with us, explore our student loan benefits to see how Ascent is setting students up for success in school and after graduation.
Gain access to interactive college resources and coaching dedicated to boosting your financial, academic, and career success. We’re here to support this next phase of your journey in building your confidence, developing new skills, and jumpstarting your dream career.
To be eligible for coaching through AscentUP, the student borrower must be an undergraduate who has been approved for and completed an Ascent college loan application, and has agreed to the AscentUP terms of service. Ascent’s consumer loans for bootcamps and graduate student loans do not qualify for AscentUP coaching.
Manage your monthly payments and adjust your budget when unexpected life events happen. Explore our flexible payment plans, including your forbearance and deferment options.
See repayment examples.
**You may be eligible for Ascent’s Progressive Payment option if you submitted an Ascent loan on or after May 17th, 2019.
*The Full P&I (Immediate) Repayment option is only available for college loans (except for outcomes-based loans) originated on or after June 3, 2024. (See Terms & Conditions.)
Learn more about our forbearance and deferment options by visiting our blog.
Graduating from college or grad school is a big milestone – and we want to celebrate your success with you! When you graduate, you can get 1% of your total original principal balance back in cash. Follow the button below to learn more or to claim your reward.
Ascent’s 1% Cash Back Graduation Reward is for eligible college students only and subject to terms and conditions. Eligible students must request the graduation reward from Ascent. Learn more at .
Ascent’s parent student loans do not qualify for the 1% cash back graduation reward.
Recommend your friends to Ascent and you can earn an Amazon.com Gift Card1 for each friend you refer. The more you refer, the more you can earn.
Refer your fellow students, parents of college students, and anyone else in your community who is looking for ways to pay for college.
Earn money if a referred friend applies for a loan, is approved, and funds are disbursed.
Make early payments or fully pay off your loan at any time with no prepayment fees.
Some of our borrowers graduate from school, land jobs, and pay off their loans early. If you make early payments, you can reduce the amount of interest you accrue and lower your loan’s total cost!
Get a discount when you sign up for automatic payments. Plus, when you enroll, you never have to worry about missing a payment.
Gain financial independence and release your cosigner after making 12 consecutive, on-time payments. You’re already building credit in your own name by having a cosigned or non-cosigned student loan. Our cosigner release helps set students up for financial success and removes your cosigner’s responsibility.
For full eligibility requirements, visit our Borrower Benefits page.
Ascent is committed to partnering with innovative companies paving the way for students to achieve financial wellness and a healthy well-being while attending college.
Life Insurance
Avibra is a free mobile app offering content to improve your well-being as well as no-cost life insurance for students.***
Learn More
Loan Management
Chipper is a dynamic loan management app that encourages students to tackle their student loans in a smarter and faster way. Thinking about grabbing an acai bowl this morning? Round up to the nearest dollar and apply those extra cents to your highest loan amount every week.
Learn More
Cash Back Program
Ascent Rewards is an effortless cash back program designed to help students receive rewards by directing the cash they earn toward bills, savings, or charitable donations.***
Learn More
Pay Your Loan
ChangEd is (literally) changing the way students build a secure and efficient way to manage their student loans. How does it work? ChangEd securely links to a student’s credit and debit cards, then rounds purchases to the next dollar and send that extra change to the loan servicer.
Learn More
Collaboration Platform
Jobspeaker is an online community of experts working to bridge the gap between education, employment and beyond. It’s a collaboration platform for students, jobseekers, college career services, and employers looking to bring on the right talent for their growing teams.
Learn More
Applications
Embark is a leading provider of online application and admissions software to schools, universities, colleges, and fellowship programs around the world. They launched, CollegeCents, to help students claim their financial aid.
Learn More***Ascent Funding, LLC receives a small commission for every user who clicks on this partner link and signs up to receive the services offered through Ascent’s Student Resources page. Ascent is not responsible for any loss or damage of any kind incurred as a result of the use of a partner site or reliance on any information provided on the partner site. The use of a partner site and where available a partner’s mobile application, and your reliance on any information contained therein, is solely at your own risk.
Another perk – there are no application, origination, or disbursement fees when you apply for a student loan with Ascent. Plus, you can check your rates without impacting your credit score.
To learn more about our loans and borrower benefits, visit our FAQ page.
Email your questions to [email protected].
Or talk to our knowledgable customer support associates.
Checking your rate will not impact your credit score.
For students seeking their undergraduate or graduate degree from a university or college.
For students attending a coding bootcamp school pursuing a degree in technology, professional training, or licensure training.
