How Ascent outshines the competition:
Ascent's priority is the success of our borrowers. In addition to providing financial access to education, we offer innovative support to help students achieve their goals in college and beyond
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135,000+ people have used Ascent to pay for school**
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Ascent's priority is the success of our borrowers. In addition to providing financial access to education, we offer innovative support to help students achieve their goals in college and beyond
Apply Now| See how Ascent compares 1 2 3 |
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Industry standard |
| Grace Period | 9 months | 6 months |
| Automatic Payment Discounts |
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| College & Career Coaching |
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| No Fees! |
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| 12-Month Cosigner Release |
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| Access to Paid Internship Opportunities |
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| Ease of Discharge in Bankruptcy |
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Comparison based on information obtained on lender's websites as of March 2024
Apply NowAscent Funding, LLC products are made available through Bank of Lake Mills or DR Bank, each Member FDIC.
Open only to individuals who have created an account with the Ascent college loan program at AscentFunding.com, are legal residents of the U.S. or District of Columbia (excluding Vermont and Michigan) and are at least 18 years of age.
*Over 135,000 borrowers took out an Ascent loan for college or career training tuition or expenses between January 2018 and November 2024.
1Ascent applicants and borrowers that agree to the AscentUP Terms of Service and Privacy Policy, as well as students associated with an Ascent parent loan application, have access to the AscentUP platform.
2Loans subject to individual approval, restrictions and conditions apply. See Terms and Conditions at AscentFunding.com/Rates and AscentFunding.com/Ts&Cs. Loan features and information advertised are intended for college student loans and are subject to change at any time.
3Ascent college loans originated June 5, 2023 onward are eligible for discharge without a showing of “undue hardship.” Restrictions apply, visit AscentFunding.com/faq/312285.