"Highly recommend for those looking for a hassle-free student loan experience!" - Robert H.
Borrow up to $400,000 while completing your MBA, Law, Medical, Dental, Health Professionals, PhD, Master’s, or Computer Science & Engineering graduate program.
Fixed Rates
Variable Rates
Simple, flexible funding that can cover up to 100% of grad school costs like tuition, housing and books.
Check your rates in 3 minutes with no impact to your credit score
Choose your repayment plan that works best for you
We send the money to your school and help you stay on track
We don’t just fund your loan, we care about helping you achieve a stable financial future.
Ascent has made me feel like I can actually go to school with no stress and no strings attached. My experience with them so far has made me feel like they put education first and foremost. Thank you!
This is the best student lending organization available! The application, approval, disbursement, and repayment are completely stress-free. I would recommend it a million times! The Ascent team is just superb.
I've had such a struggle finding a loan and Ascent made it so simple. Not only was the process a weight lifted off my shoulders, but also ensured that I understood more about loans in general.
Grad school can be stressful, especially when your funding options change. But, covering the gap doesn’t need to slow you down.
We’re here to make the process easier with flexible repayment options, no fees on grad loans, competitive rates, and personalized guidance help you move forward.
| See how Ascent compares 1 2 3 4 |
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Industry standard |
| Grace Period | 9 months | 6 months |
| Automatic Payment Discounts | 0.50% - 1.00% | 0.25% |
| No Fees on Grad Loans! |
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| College & Career Coaching |
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| Up to 40 Repayment Options |
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| Cash Back at Graduation |
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| DACA & International Eligibility |
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| Student & Parent Scholarship Giveaways |
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| 12-Month Cosigner Release |
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| Path to Discharge in Bankruptcy |
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Comparison based on information obtained on lender websites as of May 2026
Check your rates without impacting your credit score.
Loans subject to individual approval, restrictions and conditions apply. See Terms and Conditions at AscentFunding.com/Rates and AscentFunding.com/Ts&Cs. Loan features and information advertised are intended for Ascent college student loans and are subject to change at any time. Ascent college loans include both undergraduate and graduate loans.
*Annual Percentage Rates (APRs) displayed above are effective as of 08/15/2026 and reflect an Automatic Payment Discount of 0.5% on credit-based college student loans, and a 1.00% discount on outcomes-based college student loans when you enroll in automatic payments. Loans subject to individual approval, restrictions and conditions apply. Loan features and information advertised are intended for college student loans and are subject to change at any time. For more information, see repayment examples or review the Ascent Student Loans Terms and Conditions. The final amount approved depends on the borrower's credit history, verifiable cost of attendance as certified by an eligible school and is subject to credit approval and verification of application information. Lowest interest rates require full principal and interest (Immediate) payments, the shortest loan term, a cosigner, and are only available for our most creditworthy applicants and cosigners with the highest average credit scores. Actual APR offered may be higher or lower than the examples above, based on the amount of time you spend in school and any grace period you have before repayment begins. Variable rates may increase after consummation.
*Over 220,000 borrowers took out an Ascent loan for college or career training tuition or expenses between January 2018 and March 2026.
1The final ACH discount approved depends on the borrower's credit history, verifiable cost of attendance, and is subject to credit approval and verification of application information. Automatic Payment Discount consists of 0.25% for credit-based college student loans submitted prior to 06/01/2025, 0.5% for credit-based college student loans submitted on or after 06/01/2025, and a 1.00% discount on outcomes-based college student loans when you enroll in automatic payments. For more information, see repayment examples or review the Ascent Student Loans Terms and Conditions.
2Ascent’s 1% Cash Back Graduation Reward is for eligible college students only and subject to terms and conditions. Eligible students must request the graduation reward from Ascent. Learn more at AscentFunding.com/CashBack.
3Ascent applicants and borrowers that agree to the AscentUP Terms of Service and Privacy Policy, as well as students associated with an Ascent parent loan application, have access to the AscentUP platform.
4Comparison chart is for informational purposes only and is based on publicly available information obtained from competitor websites as of May 2026. While we strive for accuracy, we do not guarantee the completeness, timeliness, or reliability of the data presented. Competitor terms, rates, and features may change without notice. This chart is intended to help users understand general differences among products and services and does not constitute financial advice, an endorsement, or a loan offer. Users should verify all information directly with the respective providers before making any financial decisions. Ascent loans subject to individual approval, restrictions and conditions apply. See Terms and Conditions at AscentFunding.com/Rates and AscentFunding.com/Ts&Cs. Loan features and information advertised are intended for college student loans and are subject to change at any time.
Checking your rate will not impact your credit score.
For students seeking their undergraduate or graduate degree from a university or college.
For students attending a coding career training school pursuing a degree in technology, professional training, or licensure training.
