Ascent can help international & DACA students with a cosigner.

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NOTE: Students that don’t reside in the United States or U.S. territories will be required to provide evidence they will be living and attending school in the U.S. We’re unable to fund students taking classes outside of the U.S.

Undergraduate Loans
Graduate Loans
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Check your rates without impacting your credit score.

Cosigned

Credit-Based Loans

For students with a creditworthy cosigner
(For U.S. citizens, DACA & international students)


2.13% – 10.35%


3.58% – 11.95%

 

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  • Enrolled at least half-time
  • Must be a U.S. citizen with an eligible cosigner who is a U.S. citizen or permanent resident
  • International students and students with a Deferred Action for Childhood Arrival (DACA) status may apply with a creditworthy cosigner who is a U.S. citizen or permanent resident

  • 5, 7, 10, 12 or 15-Years

  • Deferred Repayment: Start payments up to 9 months after leaving school
  • In School Interest-Only Repayment
  • $25 Minimum Payment

MBA

Student Loans

For graduate students persuing their MBA with or without a cosigner.


2.16% – 11.86%


3.65% – 13.46%

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  • Enrolled at least half-time
  • Must be a U.S. citizen with an eligible cosigner who is a U.S. citizen or permanent resident
  • International students and students with a Deferred Action for Childhood Arrival (DACA) status may apply with a creditworthy cosigner who is a U.S. citizen or permanent resident

  • 7, 10, 12 or 15-Years

  • Deferred Repayment: Start payments up to 9 months after leaving school
  • In School Interest-Only Repayment
  • $25 Minimum Payment

  • Postpone payments up to 9 months after graduation

  • Maximum in-school period is 36 months

Check your rates without impacting your credit score.

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Medical School

Student Loans

For graduate students persuing their MD, DO, DVM, VMD, or DPM with or without a cosigner.


2.10% – 11.85%


3.49% – 13.45%

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  • Enrolled at least half-time
  • Must be a U.S. citizen with an eligible cosigner who is a U.S. citizen or permanent resident
  • International students and students with a Deferred Action for Childhood Arrival (DACA) status may apply with a creditworthy cosigner who is a U.S. citizen or permanent resident

  • 7, 10, 12, 15 or 20-Years

  • Deferred Repayment: Start payments up to 36 months after leaving school
  • In School Interest-Only Repayment
  • $25 Minimum Payment

  • Postpone payments up to 36 months after graduation

  • Maximum in-school period is 48 months

Check your rates without impacting your credit score.

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Dental School

Student Loans

For graduate students persuing their DMD or DDS with or without a cosigner.


2.14% – 11.85%


3.59% – 13.46%

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  • Enrolled at least half-time
  • Must be a U.S. citizen with an eligible cosigner who is a U.S. citizen or permanent resident
  • International students and students with a Deferred Action for Childhood Arrival (DACA) status may apply with a creditworthy cosigner who is a U.S. citizen or permanent resident

  • 7, 10, 12, 15 or 20-Years

  • Deferred Repayment: Start payments up to 12 months after leaving school
  • In School Interest-Only Repayment
  • $25 Minimum Payment

  • Postpone payments up to 12 months after graduation

  • Maximum in-school period is 48 months

Check your rates without impacting your credit score.

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Law School

Student Loans

For graduate students persuing their JD or LLM with or without a cosigner.


2.16% – 11.86%


3.65% – 13.46%

View Details

  • Enrolled at least half-time
  • Must be a U.S. citizen with an eligible cosigner who is a U.S. citizen or permanent resident
  • International students and students with a Deferred Action for Childhood Arrival (DACA) status may apply with a creditworthy cosigner who is a U.S. citizen or permanent resident

  • 7, 10, 12 or 15-Years

  • Deferred Repayment: Start payments up to 9 months after leaving school
  • In School Interest-Only Repayment
  • $25 Minimum Payment

  • Postpone payments up to 9 months after graduation

  • Maximum in-school period is 36 months

Check your rates without impacting your credit score.

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General Graduate

Student Loans

For graduate students persuing their MA, MS, PhD, or other graduate school programs with or without a cosigner.


2.16% – 11.86%


3.65% – 13.46%

View Details

  • Enrolled at least half-time
  • Must be a U.S. citizen with an eligible cosigner who is a U.S. citizen or permanent resident
  • International students and students with a Deferred Action for Childhood Arrival (DACA) status may apply with a creditworthy cosigner who is a U.S. citizen or permanent resident

  • 7, 10, 12 or 15-Years

  • Deferred Repayment: Start payments up to 9 months after leaving school
  • In School Interest-Only Repayment
  • $25 Minimum Payment

  • Postpone payments up to 9 months after graduation

  • Maximum in-school period is 36 months

Check your rates without impacting your credit score.

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*Rates displayed above are effective as of 06/01/2021 and reflect an Automatic Payment Discount of 0.25% for credit-based loans when you enroll in automatic payments. For more information, see repayment examples or review the Ascent Student Loans Terms and Conditions.
** 1% Cash Back Graduation Reward subject to terms and conditions, click here for details.

How we help students

 

The best thing about Ascent is the fact that they make the process easy. I was able to do everything online and the money was sent directly to my school.

Anjellica C.
Northern Arizona University

 

They talked to me and helped me out in the most possible way. They made sure I got the most that I possibly could.

 

Rnajee M.
Mississippi State University

 

Ascent was great because they were able to answer all of my questions. They made getting to college a lot easier for me.

 

Grace G.
Simmons College

Tips & tools for financial success

Don't lose your financial freedom before you have the chance to earn it! To help you borrow responsibly, we incorporate financial wellness into our application process and give you exclusive access to tools and content to help you get set for greater financial success. Financial Wellness Tips »

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Have questions about private student loans?
We’ve got answers.


What is Ascent?
Ascent is an innovative private student loan program that provides access to higher education funding for an expanded population of undergraduate and graduate students, while encouraging the financial wellness of students and their families. We advocate awareness of the potential financial outcomes of your higher education choices (school, major, years in school, financing your education), helping you visualize where your career could go and what it could be – encouraging better decisions today to open up greater future opportunities.
What types of private student loans does Ascent offer?
Ascent offers loan products to help undergraduate and graduate students pay for higher education.

  • International undergraduate students have the option to apply for a Cosigned Credit-Based Loan
  • International graduate students have the option to apply for a Cosigned Credit-Based Loan. Ascent created customized repayment terms for:
    • Business School (MBA)
    • Dental School (DMD, DDS)
    • Law School (JD, LLM)
    • Medical School (MD, DO, DVM, VMD, DPM)
    • General Graduate School (Health Professionals, Nursing, Pharmacy, MA, MS, PhD, etc.)

Why should I choose an Ascent loan?
The Ascent Student Loan program provides more opportunities to qualify for a loan with a cosigner. Ascent loans are competitively priced. You can choose from affordable fixed or variable rates, customize your repayment terms, and pay off your loan early without any penalty. In addition, Ascent offers benefits that can help save money with a 1% Cash Back Reward upon graduation and an Automatic Payment Discount of at least 0.25% for Credit-Based Loans. The Automatic Payment Discount is available if the borrower is enrolled in automatic payments from their personal checking account and the amount is successfully withdrawn from the authorized bank account each month.
Do I need a cosigner?
Students that have Deferred Action for Childhood Arrival (DACA)  status or are not a U.S. citizen or U.S. permanent resident may apply with a creditworthy cosigner that is a U.S. citizen or U.S. permanent resident.

Check Out More FAQs »

Ascent is recognized as a leading national private student loan program for cosigned and non-cosigned loans

 

         





College Loans (Ascent Funding, LLC):

Ascent Funding, LLC products are made available through Bank of Lake Mills, Member FDIC.

NMLS#1761645 NMLS Consumer Access – Licenses

2021 © Ascent Funding, LLC.

All Rights Reserved.

Bootcamp Loans (Skills Fund, LLC):

Skills Fund, LLC (d/b/a Ascent Skills Funding) products are made available through Richland State Bank, Member FDIC.

2021 © Ascent Skills Funding.

All Rights Reserved.

We reserve the right to modify or discontinue (in whole or in part) these loan programs and their associated services and benefits at any time without notice. Check www.ascentfunding.com for the most up-to-date information.

What type of loan are you looking for?

College Loan

For students seeking their undergraduate or graduate degree from a university or college.

Apply for College Loan

Bootcamp Loan

For students attending a coding bootcamp school pursuing a degree in technology, professional training, or licensure training.

Apply for Bootcamp Loan