Get started in just 3 easy steps.
- 01 Sign in or create an account.
- 02 Get your custom referral link.
- 03 Start sharing your referral link!
Earn up to $10,000 in Amazon.com Gift Cards!*
$82,000 earned in rewards so far!*
Ascent offers benefits that go beyond a student loan.
Start payments up to 9 months after graduation so you can focus on your education and future. Need to make lower payments after graduation? Consider our Progressive Repayment Option.
New 7 and 12-year repayment terms in addition to 5, 10, 15, and 20-year terms (depending on the loan you choose). See repayment examples.
When you graduate, get a 1% Cash Back Reward from Ascent!
Terms and conditions apply.
Borrow on your own or apply to release your cosigner after making 12 consecutive on-time payments so you can gain financial independence.
Terms and conditions apply.
Earn a 0.5% discount on all credit-based college student loans and a 1.00% discount on outcomes-based college student loans when you sign up for automatic payments!1.
Stay up to date with your student loan and make payments using our AscentConnect mobile app. Download it today from the Apple App Store or Google Play Store.
No application, origination, disbursement, or late payment fees.
Ascent’s undergraduate borrowers get access to expert coaching and easy-to-use resources to help you complete your degree and launch a rewarding career.
Earn up to $10,000 in Amazon.com Gift Cards!*
Receive your reward when your referred friend applies for an Ascent loan and that loan is funded and disbursed.
When your friend’s loan disburses
You get rewarded for referring your friend to Ascent.
When your friend’s loan disburses
Your friend gets rewarded for using your referral link.
*Apply for an Ascent loan through the designated link with a valid email address. Limit 1 gift card per borrower, offer not valid with any other bonus offers. Additional terms & conditions apply.
1Automatic Payment Discount of 0.25% applies for credit-based college student loans submitted prior to 06/01/2025, a 0.5% discount applies for credit-based college student loans submitted on or after 06/01/2025, and a 1.00% discount applies for outcomes-based college student loans.
2Only Ascent college loans are eligible for no fees. Ascent career training loans are subject to a one-time origination fee of 5.0% of the loan amount. All Ascent loans are eligible for no application, disbursement, late, NSF or early payment fees.