Fast-track your new loan
Simply update your saved information to unlock competitive rates and benefits you already know and love.
- No fees
- Low rates
- Flexible repayment options
- Access to coaching & internship support***
Cover up to 100% of college costs
Pay for all school-certified costs with zero fees, low rates, and up to 40 flexible payment options – no other student loan has more.
Borrowers who return with the same cosigner have a 95% approval rate*
115,000+ people have used Ascent to pay for school**
College costs can add up. We’re ready to help.
Stay focused on your goals – we’ll cover the expenses. From books to bills, Ascent student loans can pay for exactly what you need. Borrow as little as $2,001† up to your full cost of attendance so you can keep moving forward.
Start an Application †The minimum loan amount is $2,001, except for the state of Massachusetts. The minimum loan amount for borrowers with a Massachusetts permanent address is $6,001. Your maximum loan amount will be determined according to Ascent's Ts&Cs and your school's certification of the loan amount.
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Stick with the lender committed to student outcomes
Funded 115,000+ people to date**.
We go beyond student lending to give our students the support and confidence they need to thrive, during and after school.
82%
Of Ascent's credit-based college loan borrowers increased their credit score.
50,000+
Students using AscentUP*** resources and training tools for career readiness.
Ready to fund your higher
education journey?
Check your rates without impacting your credit score.
*Serial cosigned undergraduate borrowers who reapplied with the same cosigner in 2024 (1/1/2024 – 10/31/2024) had a 95% approval rate when applying with the same cosigner. Loans subject to individual approval, restrictions and conditions apply. See Terms and Conditions at AscentFunding.com/Rates and AscentFunding.com/Ts&Cs. Loan features and information advertised are subject to change at any time.
**Over 115,000 borrowers took out an Ascent loan for college or career training tuition or expenses between January 2018 and November 2024.
***To be eligible for coaching through AscentUP, the student borrower must be an undergraduate who has been approved for and completed an Ascent college loan application and has agreed to the AscentUP terms of service. To be eligible for the AscentUP Internship Program, the student borrower must be an undergraduate college or career training student who has been approved for and completed an Ascent loan application, has applied for the Program, and agreed to the AscentUP Internship Program terms of service.
