One step closer to financing your education.

Ascent gives you more opportunities to get the money you need to pay for school.

Apply Now

Check your rate without impacting
your credit score.

Loans designed with you in mind.

Find a loan in minutes that fits your budget and needs.

Pay for College

Apply for student loans with or without a cosigner

Learn More

Ascent Bootcamp

Pay for a Bootcamp

Transform your career at an eligible bootcamp

Learn More

Why choose an Ascent loan?

Ascent gives you more opportunities to finance your education, as well as these additional benefits:

bag of money


Affordable rates and auto-pay discounts.


Repay on your terms

Choose to start making payments now or after leaving school AND no penalty if you choose to pay off your loan early.


Fast & easy

Complete your loan application in minutes and check your pre-qualified rates without impacting your credit score


Free resources & apps

Ascent offers additional resources to help you thrive in school and beyond.

tablet or laptop with pen

Build credit in your own name

Apply for a loan on your own. If you don’t
pre-qualify, you can add a cosigner.

Get Started

Check your rate without impacting your credit score.

Here’s how it works
4 simple steps –
NO application fees.

Check your pre-qualified rates without impacting your credit score.

  • See your pre-qualified rates
  • Preview your loans upfront
  • Choose a repayment plan for you
  • We pay your school

How else can Ascent help you? Ascent offers even more ways for you to earn money throughout the year, even if you don’t have a loan with us.

Over $60,000 in Shining Stars Scholarships awarded every year.

More than $12,000 in Community Champions Scholarships awarded every year to students making a social impact.

Earn cash back with our Ascent Rewards program.

Tips & tools
for financial success

Ascent gives you exclusive access to tips and resources to prepare you for financial success in school and after you leave.

To help you borrow responsibly, we incorporate financial wellness into our student loan application process and give you exclusive access to tips and resources to prepare you for financial success in college and after graduation.

We’re proud to provide award-winning loans for lifelong learners.

The Bankrate Awards Best Student Loans Lenders
nerdwallet best of awards 2022
forbes advisor best private student loans 2021
Editors Choice Award Ascent
Money's Best 2022

What are others saying about Ascent?

Have questions about student loans?
We have answers.

Who is Ascent?
Ascent Funding is an award-winning company, committed to revolutionizing how you pay for higher education at colleges and coding bootcamps. Ascent was named Best Private Student Loan for 2021 by Forbes Advisor and NerdWallet. Ascent empowers students from all economic backgrounds and disciplines (including DACA students). To set students up for success, we offer scholarships (over $72,000 this year) and exclusive benefits for students.
What’s the difference between Ascent’s college loans and bootcamp loans?
Ascent’s college loans are private student loans for those attending undergraduate and graduate programs at eligible institutions.


Ascent’s bootcamp loans are consumer loans for those seeking to transform their career at a bootcamp or accelerated-learning program.

Do I need a cosigner?
Not necessarily. Ascent considers several factors including: creditworthiness, school, program, graduation date, major, GPA, cost of attendance, and other factors that allow for undergraduate students to potentially obtain a Non-Cosigned Outcomes-Based Loan in their own name without a cosigner. Nevertheless, applying with a cosigner may result in a lower interest rate.

Students that are a U.S. citizen or have Deferred Action for Childhood Arrival (DACA) status may apply without a cosigner.  Students that are not a U.S. citizen or U.S. permanent resident may apply with a creditworthy cosigner that is a U.S. citizen or U.S. permanent resident.

Who do I contact for my Ascent college loan?
For Ascent’s college loans, call us toll-free at 877-216-0876 or email us at [email protected].
Who do I contact for my Ascent bootcamp loan?
For Ascent’s bootcamp loans, call us at 877-279-2614 or email us at [email protected].