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Check your rate without impacting your credit score

Pay for college

Apply for student loans with or without a cosigner

Get Started Learn more

Pay for a bootcamp

Transform your career at an eligible bootcamp

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Why choose an Ascent loan?

Ascent gives you more opportunities to finance your education, as well as these additional benefits:

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Choose between fixed or variable interest rates.


Repay on your terms

Choose to start making payments now or after leaving school AND no penalty if you choose to pay off your loan early.


Fast & easy

Complete your loan application in minutes and check your pre-qualified rates without impacting your credit score


24/7 access with AscentConnect

Stay up to date with your student loan and make payments using our AscentConnect mobile app. Download it today from the Apple App Store or Google Play Store.


Build credit in your own name

Apply for a loan on your own. If you don’t pre-qualify, you can add a cosigner.

Get Started

Check your rate without impacting your credit score.

Here's how it works

4 simple steps -
NO application fees.

Check your pre-qualified rates without impacting your credit score.

  1. See your pre-qualified rates
  2. Preview your loans upfront
  3. Choose a repayment plan for you
  4. We pay your school
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How else can Ascent help you? Ascent offers even more ways for you to earn money throughout the year.


Ascent has awarded over $332,000 in scholarships.


Earn cash back with our Ascent Rewards program.

Tips & tools for financial success

To help you borrow responsibly, we incorporate financial wellness into our student loan application process and give you exclusive access to tips and resources to prepare you for financial success in college and after graduation.

We’re proud to provide award-winning loans for lifelong learners.

nerdwallet best of awards 2024
forbes advisor best private student loans 2024
Best of Awards 2024
Editors Choice Award Ascent

What are others saying about Ascent?

Have questions about student loans?

We have answers.

Ascent is the leading provider of innovative financial products and student support services that enable more students to access education and achieve academic and economic success.

Ascent’s college loans are private student loans for those attending undergraduate and graduate programs at eligible institutions.

Ascent’s bootcamp loans are consumer loans for those seeking to transform their career at a bootcamp or accelerated-learning program.

Not necessarily. Ascent considers several factors including: creditworthiness, school, program, graduation date, major, GPA, cost of attendance, and other factors that allow for undergraduate students to potentially obtain a Non-Cosigned Outcomes-Based Loan in their own name without a cosigner. Nevertheless, applying with a cosigner may result in a lower interest rate.

Students that are a U.S. citizen or have Deferred Action for Childhood Arrival (DACA) status may apply without a cosigner. Students that are not a U.S. citizen or U.S. permanent resident may apply with a creditworthy cosigner that is a U.S. citizen or U.S. permanent resident.

For Ascent’s college loans, call us toll-free at 877-216-0876 or email us at [email protected].

For Ascent’s bootcamp loans, call us at 877-279-2614 or email us at [email protected].

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Time’s Ticking! ⏰ Take advantage of new lower rates on college student loans from 3.79% to 15.86% APR*

Apply Now

*Annual Percentage Rate; See rates and repayment examples