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Bootcamp Loans

Bootcamp loans to fund your future

We offer bootcamp loans, so you can transform your career.

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Over 15,000 bootcamp students helped and counting

We take the guesswork out of coding bootcamp loans

01 See your loan options

We make it easy to decide which tuition loan option is right for you. We also offer loans for living expenses (for eligible programs at participating schools) to help you support yourself while studying.

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02 Apply in minutes

Our application is quick and easy: apply for a loan in less than 5 minutes and we’ll give you an initial approval decision right away.

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03 We pay your school

Once your program starts, we send your tuition payment straight to your school. If you are receiving living costs, we send that amount directly to you.

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The Ascent Difference

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Flexible options tailored for you

Want to pay your loan off as fast as possible? We offer no repayment penalties. Want to lower your payments and pay nothing while you’re studying and during your job search? We offer deferred repayment.

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Transparent & upfront loan terms

We make sure there are no surprises when it comes to your loan. With our transparent loan terms, you can see the payment options for your program’s tuition and living expenses before you apply.

Let us help you create a future you’ll love

Mark P.

The process of applying for a loan was so easy… I felt confident. I was excited about making the commitment.

Ready to get started?

Apply now and get approved in minutes.

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Have questions about bootcamp loans?

We have answers.

A bootcamp loan is a consumer loan that can be used to help pay for tuition or living expenses to attend career preparation programs (only offered at specific schools).

People interested in attending bootcamps can finance their programs through different financing options such as Ascent’s Bootcamp Loans, and Outcomes Loans.

Students can use Ascent’s consumer loans for bootcamps to cover the costs of their program, but it’s important to keep in mind that these are not student loans.

No, the Free Application for Federal Student Aid (FAFSA) is only eligible to college students planning to attend an accredited, Title IV, university or college.

Most bootcamps are not eligible for Title IV Funding. This means that options like the Pell Grant, or similar federal programs, are not available to students enrolling in most bootcamps. However, there are many opportunities that bootcamps are eligible for such as, local options like Workforce Retraining Programs, Veterans Funding Options, and scholarships. Inquire about bootcamps you are interested in to learn what funding options they are eligible for. In addition, Ascent offers scholarships that bootcamp students can enter for their chance to win. To see Ascent’s current scholarships, visit AscentFunding.com/Scholarships.

No, with Ascent’s bootcamp loans, you will not incur any fees or penalties if you prepay your loan (either in whole or in part) before the repayment term ends.

Ascent’s application process is designed to help students apply for a bootcamp loan and check their rate without impacting their credit score in less than 10 minutes. We will then work to process your loan application quickly and efficiently but will need your help to speed the process along.

You may not need a cosigner, but you can add one to your loan at any time during your application process.

There are two ways to qualify for an Ascent bootcamp loan: on your own, or with a cosigner. Depending upon your credit health, a cosigner might be required. Cosigners may strengthen your application’s overall credit health. In some scenarios, adding a cosigner may reduce your interest rate and lower your payments. If you’re concerned about your eligibility for an Ascent loan, consider adding a cosigner with strong credit.

You can choose to add a cosigner before you submit your loan application, or you may be given the option to add a cosigner after you apply.

If you’d like to add a cosigner when you apply, you can select this option in the application. If your cosigner is with you, they can start their portion of the application right away. If not, we’ll send them an email asking them to complete their part. Your cosigner’s portion of the application will look very similar to yours.

We’ll keep you and your cosigner updated on the status of your application throughout the process. You’ll receive an email or a notification in the application if you or your cosigner have any required steps to take.

Ascent will conduct an initial soft credit check so you can see the rates, terms, and payments you pre-qualify for without impacting your credit report. Unlike hard credit checks, soft credit checks do not appear on your credit report and will not impact your credit score.

After you preview your rates, you can choose a loan option and continue your application. If you continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit check, which will show up on your credit report. Before we conduct a hard credit check, the application will ask for your consent.

For most programs we send your funds on the second Wednesday after your program starts. On that day, the tuition portion of your loan is sent directly to your school and, in most cases, any living expense funds are sent directly to you.