Can I eventually remove the cosigner from my college loan?

Yes. You can apply to release your cosigner after making the first twelve (12) consecutive, regularly scheduled full principal and interest payments on-time and meeting the other eligibility criteria to qualify for the loan without a cosigner, including meeting the program requirements for a solo student borrower, as well as electing to make payments via Automatic Debit. The student borrower must make the request to release a cosigner directly with Launch Servicing or the loan holder. For full eligibility requirements, visit our Borrower Benefits page.

Note: The option to apply to release the cosigner is only available to student borrowers who are a U.S. citizen, U.S. permanent resident, or have a Deferred Action for Childhood Arrivals (DACA) status and is not available to students who are not a U.S. citizen or U.S. permanent citizen.

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