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Cover up to 100% of college costs

Pay for all school-certified costs with zero fees, low rates, and 40 flexible payment options – no other lender has more.

You may qualify for an even lower rate than last year.*

Fast-track your new loan

Simply update your saved information to unlock competitive rates and benefits you already know and love.

  • No fees
  • Low rates
  • Flexible repayment options
  • Access to coaching & internship support**
Reapply Now
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Nerdwallet Best of Awards 2023 Nerdwallet Best of Awards 2024

Stick with the lender committed to student outcomes

Funded 100,000+ people to date.

We go beyond student lending to give our students the support and confidence they need to thrive, during and after school.


Of Ascent's credit-based college loan borrowers increased their credit score.


Students using AscentUP** resources and training tools for career readiness.

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Ready to fund your higher
education journey?

Check your rates without impacting your credit score.

*Loans subject to individual approval, restrictions and conditions apply. See Terms and Conditions at AscentFunding.com/Rates and AscentFunding.com/Ts&Cs. Loan features and information advertised are subject to change at any time.

**To be eligible for coaching through AscentUP, the student borrower must be an undergraduate who has been approved for and completed an Ascent college loan application and has agreed to the AscentUP terms of service. To be eligible for the AscentUP Internship Program, the student borrower must be an undergraduate college or bootcamp student who has been approved for and completed an Ascent loan application, has applied for the Program, and agreed to the AscentUP Internship Program terms of service.

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Time’s Ticking! ⏰ Take advantage of new lower rates on college student loans from 3.79% to 15.86% APR*

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*Annual Percentage Rate; See rates and repayment examples