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Cover up to 100% of college costs

Pay for all school-certified costs with zero fees, low rates, and up to 40 flexible payment options – no other student loan has more.

Borrowers who return with the same cosigner have a 95% approval rate*

Fast-track your new loan

Simply update your saved information to unlock competitive rates and benefits you already know and love.

  • No fees
  • Low rates
  • Flexible repayment options
  • Access to coaching & internship support***
Reapply Now
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Stick with the lender committed to student outcomes

Funded 115,000+ people to date**.

We go beyond student lending to give our students the support and confidence they need to thrive, during and after school.

82%

Of Ascent's credit-based college loan borrowers increased their credit score.

50,000+

Students using AscentUP*** resources and training tools for career readiness.

Reapply Now

Ready to fund your higher
education journey?

Check your rates without impacting your credit score.

*Serial cosigned undergraduate borrowers who reapplied with the same cosigner in 2024 (1/1/2024 – 10/31/2024) had a 95% approval rate when applying with the same cosigner. Loans subject to individual approval, restrictions and conditions apply. See Terms and Conditions at AscentFunding.com/Rates and AscentFunding.com/Ts&Cs. Loan features and information advertised are subject to change at any time.

**Over 115,000 borrowers took out an Ascent loan for college or career training tuition or expenses between January 2018 and November 2024.

***To be eligible for coaching through AscentUP, the student borrower must be an undergraduate who has been approved for and completed an Ascent college loan application and has agreed to the AscentUP terms of service. To be eligible for the AscentUP Internship Program, the student borrower must be an undergraduate college or bootcamp student who has been approved for and completed an Ascent loan application, has applied for the Program, and agreed to the AscentUP Internship Program terms of service.