College Loans
Ascent gives you more opportunities to pay for college with or without a cosigner.
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Check your rate without impacting your credit score.
For students with a creditworthy cosigner
(For U.S. citizens, DACA & international students)
For juniors & seniors with a 2.9+ GPA & no credit score**
(Must be a U.S. citizen or permanent resident or DACA recipient)
For students that qualify based on income & credit
(Must be a U.S. citizen or permanent resident or DACA recipient)
*Rates displayed above are effective as of 06/01/2023 and reflect an Automatic Payment Discount of 0.25% for credit-based loans and a 1.00% discount on outcomes-based loans when you enroll in automatic payments. For more information, see repayment examples or review the Ascent Student Loans Terms and Conditions.
Lowest APRs require interest-only payments, the shortest loan term, and a cosigner, and are only available to our most creditworthy applicants and cosigners with the highest average credit scores.
- Forbes Advisor
Best Private Student Loan 2021
- BadCredit.org
Editor’s Choice™ Award 2021
Anjellica C.
Northern Arizona University
Rnajee M.
Mississippi State University
Grace G.
Simmons College
Don't lose your financial freedom before you have the chance to earn it! To help you borrow responsibly, we incorporate financial wellness into our application process and give you exclusive access to tools and content to help you get set for greater financial success. Financial Wellness Tips »
Students that are a U.S. citizen or have Deferred Action for Childhood Arrival (DACA) status may apply without a cosigner. Students that are not a U.S. citizen or U.S. permanent resident may apply with a creditworthy cosigner that is a U.S. citizen or U.S. permanent resident.