Ascent gives you more opportunities to pay for college with or without a cosigner.
Find your best option in 4 simple steps – NO application fees.
Check your rate without impacting your credit score.
*Rates displayed above are effective as of 01/01/2022 and reflect an Automatic Payment Discount of 0.25% for credit-based loans and a 1.00% discount on outcomes-based loans when you enroll in automatic payments. For more information, see repayment examples or review the Ascent Student Loans Terms and Conditions.
** 1% Cash Back Graduation Reward subject to terms and conditions, click here for details.
- Forbes Advisor
Best Private Student Loan 2021
Editor’s Choice™ Award 2021
Northern Arizona University
Mississippi State University
Don't lose your financial freedom before you have the chance to earn it! To help you borrow responsibly, we incorporate financial wellness into our application process and give you exclusive access to tools and content to help you get set for greater financial success. Financial Wellness Tips »
Students that are a U.S. citizen or have Deferred Action for Childhood Arrival (DACA) status may apply without a cosigner. Students that are not a U.S. citizen or U.S. permanent resident may apply with a creditworthy cosigner that is a U.S. citizen or U.S. permanent resident.