Why should I choose an Ascent undergraduate or graduate student loan?

Ascent’s college loans provide more opportunities to qualify for a loan with a cosigner or without a cosigner. Ascent’s award-winning Non-Cosigned Outcomes-Based Loan (for undergraduate juniors and seniors only) considers more than just a credit score; to give students the opportunity to qualify for a loan without a cosigner. Ascent also offers credit-based loans for graduate students. Ascent’s college loans are competitively priced. You can choose from affordable fixed or variable rates, customize your repayment terms, and pay off your loan early without any penalty.

In addition, Ascent offers benefits with our college loans that can help save money with a 1% Cash Back Reward upon graduation and an Automatic Payment Discount of at least 0.25% for Credit-Based Loans and in some cases up to 1.00% for Undergraduate Non-Cosigned Outcomes-Based Loans. The Automatic Payment Discount is available if the borrower is enrolled in automatic payments from their personal checking account and the amount is successfully withdrawn from the authorized bank account each month. (See Automatic Payment Discount Terms & Conditions.)

Ascent offers a Student Success program, which is a two-tier program for students applying for Ascent undergraduate loans and for Ascent undergraduate borrowers. To learn more about the program, visit AscentFunding.com/Student-Success

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*Annual Percentage Rate; See rates and repayment examples