Why should I choose an Ascent undergraduate or graduate student loan?

Ascent’s college loans provide more opportunities to qualify for a student loan with a cosigner or without a cosigner. Ascent’s award-winning Non-Cosigned Outcomes-Based Loan (for undergraduate juniors and seniors only) considers more than just a credit score; to give students the opportunity to qualify for a loan without a cosigner. Ascent also offers credit-based loans for graduate students. Ascent’s college loans are competitively priced. You can choose from affordable fixed or variable rates, customize your repayment terms, and pay off your loan early without any penalty. In addition, Ascent offers benefits with our college loans that can help save money with a 1% Cash Back Reward upon graduation and an Automatic Payment Discount of 0.25% for credit-based college student loans if the loan application is submitted prior to 06/01/2025, a 0.5% for discount credit-based college student loans if the loan application is submitted on or after 06/01/2025, and a 1.00% discount for outcomes-based college student loans. The Automatic Payment Discount is available if the borrower is enrolled in automatic payments from their personal checking account and the amount is successfully withdrawn from the authorized bank account each month. (See Automatic Payment Discount Terms & Conditions.) Ascent offers the AscentUP program, which is a professional training platform to help learners get access to career readiness tools and resources that help them succeed in their careers. To learn more about the program, visit AscentFunding.com/AscentUP/Learners.