Are there any incentives for Ascent’s college loans?

Yes, borrowers are eligible to receive the following incentives with Ascent’s college loans:

• Automatic Payment Discount: Borrowers are eligible to receive an automatic payment discount of 0.25% for credit-based college student loans if the loan application was submitted prior to 06/01/2025, a 0.5% for credit-based college student loans if the loan application was submitted on or after 06/01/2025, and a 1.00% for outcomes-based college student loans if they are enrolled in automatic payments from their personal checking account and the amount is successfully withdrawn from the authorized bank account each month. (See Automatic Payment Discount Terms & Conditions.)
• 1% Cash Back Graduation Reward: Borrowers are eligible to receive a 1% Cash Back Reward after graduation and upon meeting certain qualifying criteria. Learn More »
• Refer A Friend in College: Earn money for each friend in college you refer – There’s no limit to what you can earn! See below for additional details or Learn More »
• Student Success Program: All Ascent undergraduate loan applicants gain Tier 1 access to the digital success program. Tier 2 access to one-on-one coaching is granted for one year to students whose Ascent undergraduate loans are funded. Please see our Terms of Use for more details on eligibility. Learn More »