How does Ascent’s automatic payment discount work?

You can get a 1.00% interest rate reduction (depending on loan terms) if payments on your Ascent loan are made by automatic payment. The Automatic Payment Discount is available if you are enrolled in automatic payments from your personal checking account and the amount is successfully withdrawn from the authorized bank account each month. Any loans originated prior to [Effective Date] will receive a 0.25% interest rate discount if payments are made automatically. Any loans originated on or after [Effective Date] will receive a 1.00% interest rate discount if payments are made automatically. (See Automatic Payment Discount Terms & Conditions.) 
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