Choose between fixed or variable rates.
Apply for Ascent’s Non-Cosigned Outcomes-Based Loans (for eligible juniors and seniors) or apply to release your cosigner after 24 consecutive on-time payments and meeting other criteria.
No application, origination, or disbursement fees AND there’s no penalty if you pay off your loan early.
Here’s the breakdown:
Payments are issued via direct deposit to your checking account. Payments are made on the first Friday of every month. There may be a delay of up to 60 days from the date you qualify for a payment and the date the payment is made.
To participate in Ascent’s Refer A Friend Program you must:
To earn a reward for referring your college friends, the friend must be:
You can receive a reward if the referred friend applies for an Ascent loan using your unique link and the friend is approved for an Ascent loan and successfully takes out an Ascent loan.
If you are new to Ascent Funding, you can earn a $100 reward when you apply for an Ascent Student Loan and your loan is funded (meaning you are approved for and accept the loan; your school certifies the loan; and the loan proceeds are disbursed to your school). To earn more money, you can refer your college friends. Earn up to $525 for each college friend you refer who applies for and gets an Ascent loan. There’s no limit to how much you can earn when you refer your friends. (See “If You Refer Friends FAQs” tab for more details).
You must use your friend’s unique link to apply for an Ascent loan. Your Ascent loan application must be approved; you must accept the loan; your school must certify the loan; and the loan proceeds must be disbursed to your school.
Payments are issued via direct deposit to your checking or savings account. Payments are made on the first Friday of every month. There may be a delay of up to 60 days from the date you qualify for a payment and the date the payment is made.
If you were referred to Ascent Funding by a college friend, to be eligible for the $100 reward you must:
If you apply using your friend’s custom referral link, that friend will be able to view your first name and application approval status. The friend who referred you will not be able to see that you have applied for an Ascent loan or that your application has been denied. Only the information necessary to alert the friend regarding award eligibility is shared.