Planet with rings and stars

Earn a $400 Amazon.com Gift Card when you refer a friend to Ascent

Know other college students or parents looking to pay for college? Share your referral code within your community to earn a reward.

$82,000 earned in rewards so far!

Giveaways

Get started in just 3 easy steps.

  • 01 Sign in or create an account.
  • 02 Get your custom referral link.
  • 03 Start sharing your referral link!
Start Earning
  • referral - create your account
  • referral code
  • Share Referral Code
How you earn a referral reward Giftcard

How to start earning:

  • Your friend applies for an Ascent loan using your link
  • Once your friend’s loan is funded and disbursed, you and your friend each earn a $400 Amazon.com Gift Card

What’s in it for my friend?
Hands being raised with speech bubbbles

Ascent offers benefits that go beyond a student loan.

Start payments up to 9 months after graduation so you can focus on your education and future. Need to make lower payments after graduation? Consider our Progressive Repayment Option.

New 7 and 12-year repayment terms in addition to 5, 10, 15, and 20-year terms (depending on the loan you choose). See repayment examples.

When you graduate, get a 1% Cash Back Reward from Ascent!

Borrow on your own or apply to release your cosigner after making 12 consecutive on-time payments so you can gain financial independence.

Earn up to a 0.25% discount on all credit-based loans and earn up to a 1% discount on outcomes-based loans when you sign up for autopay! Discount Terms & Conditions

Stay up to date with your student loan and make payments using our AscentConnect mobile app. Download it today from the Apple App Store or Google Play Store.

No application, origination, disbursement, or early payment fees.

Ascent’s undergraduate borrowers get access to expert coaching and easy-to-use resources to help you complete your degree and launch a rewarding career.

Borrower Benefits Terms & Conditions

Refer a Friend FAQs

  • IF YOU REFER FRIENDS
  • IF YOU HAVE BEEN REFERRED
  • Why does Ascent offer referral rewards?
    Ascent is invested in helping students and families make college more affordable. Our referral rewards are a great way to spread the word about Ascent and reward our customers at the same time.
    What’s the reward for referring my friends in college?
    Here’s the breakdown:
    • Share your referral code with a friend interested in applying for an Ascent loan
    • Once your friend’s loan is funded and disbursed, you and the friend you refer each earn a $400 Amazon.com Gift Card
    Is there a limit to how much I can earn with Ascent’s Refer A Friend Program?
    With Ascent’s Refer a Friend program, you can earn up to $10,000 per calendar year.
    When and how do I get paid?
    Payments are issued via digital Amazon.com Gift Card. There may be a delay of up to 60 days from the date you qualify for a payment and the date the payment is made.
    Who’s eligible to refer friends?
    To participate in Ascent’s Refer A Friend Program you must:
    • Refer a student or parent/guardian of a student who needs college funding
    • Be 18 years of age or older.
    • Be a U.S. citizen, legal resident [permanent or temporary] of one of the fifty United States or the District of Columbia (excluding Vermont and Michigan), Deferred Action for Childhood Arrivals (DACA) recipient.
    • Not be an Ascent employee.
    • Create an account with Ascent Funding.
    How do I refer my friends?
    Here’s how you can start referring your friends:
    • Sign in or create an Ascent account.
    • Get your unique referral link.
    • Share your unique referral link.
    Who can I refer?
    To earn a reward for referring a college student or their parent, they must be:
    • A current or future college student or parent/guardian at an Ascent eligible school
    • New to Ascent Funding, meaning they do not have an existing account or loan with Ascent. You cannot refer yourself.
    • Age 18 or older.
    • A U.S. citizen, legal resident [permanent or temporary] of one of the fifty United States or the District of Columbia (excluding Vermont and Michigan), Deferred Action for Childhood Arrivals (DACA) recipient.

    Receive your reward when your referred friend applies for an Ascent loan and that loan is funded and disbursed.

    How can I contact the Ascent Refer A Friend Team?
    If you have any questions about our Refer A Friend Program, please email [email protected].
  • Why does Ascent offer referral rewards?
    Ascent is invested in helping students and families make college more affordable. Our referral rewards are a great way to spread the word about Ascent and reward our customers at the same time!
    How much can I earn?
    New to Ascent Funding? Once you are approved for an Ascent Loan and those loan funds are disbursed to your school, you can earn a $400 Amazon.com Gift Card. To earn more money, you can refer another college student or their parent/guardian. Earn a $400 Amazon.com Gift Card for each college friend or parent you refer who applies for and receives a disbursed Ascent loan. Earn up to $10,000 per calendar year when you refer those in your community looking to pay for school. (See the “If You Refer Friends FAQ’s” tab for more details).
    How do I earn a reward for being referred?
    You must use your friend’s unique link to apply for an Ascent loan. Your Ascent loan application must be approved, you must accept the loan, your school must certify the loan, and the loan proceeds must be disbursed to your school.
    When and how do I get paid?
    Payments are issued via digital Amazon.com Gift Card. There may be a delay of up to 60 days from the date you qualify for a payment and the date the payment is made.
    What are the requirements to earn the $400 reward for being referred?
    If you were referred to Ascent Funding by a college friend, to be eligible for the reward you must:
    • Be an active college student or parent/guardian at an eligible Ascent school.
    • Be new to Ascent Funding and not have an existing account or have applied for a loan with Ascent. You cannot refer yourself.
    • Be age 18 or older.
    • Be a U.S. citizen, legal resident [permanent or temporary] of one of the fifty United States or the District of Columbia (excluding Vermont and Michigan), Deferred Action for Childhood Arrivals (DACA) recipient.
    • Apply for an Ascent loan using your friend’s unique referral link.
    • Be approved for an Ascent loan and have your loan fund (meaning you accept the loan, your school certifies the loan, and the money is sent to your school).
    How will the friend who referred me receive their referral reward?
    If you apply using your friend’s custom referral link, that friend will be able to view your first name and application approval status. The friend who referred you will not be able to see that you have applied for an Ascent loan or that your application has been denied. Only the information necessary to alert the friend regarding award eligibility is shared.
    Where can I learn more about the Ascent Refer a Friend Program?
  1. See Official Refer a Friend Rules
  2. The promotional offer is not transferable and subject to credit approval. One Gift Card per loan. Only the student borrower or related parent/guardian is eligible for the Gift Card offer. To be eligible for this offer, student borrowers, parents/guardians or cosigners (as applicable) must apply for an Ascent college loan through the designated Refer a Friend link. The Gift Card will be sent to the applicant via email within 60 days of the Ascent college loan being disbursed. This offer is subject to change or termination without notice. For additional information regarding eligibility for an Ascent college loan, please see Ascent’s FAQs at AscentFunding.com/FAQ. Additional terms and conditions may apply, depending on other terms offered or chosen. Amazon.com is not a sponsor of this promotion. Except as required by law, Amazon.com Gift Cards [“GCs”] cannot be transferred for value or redeemed for cash. GCs may be used only for purchases of eligible goods on Amazon.com or certain of its affiliated websites GCs cannot be redeemed for purchases of Gift Cards. Purchases are deducted from the GC balance. To redeem or view a GC balance, visit “Your Account” on Amazon.com. Amazon is not responsible if a GC is lost, stolen, destroyed or used without permission. For complete terms and conditions, see http://www.amazon.com/gc-legal. GCs are issued by ACI Gift Cards, Inc., a Washington corporation. All Amazon ™& © are IP of Amazon.com, Inc. or its affiliates. No expiration date or service fees.
    Recipient is responsible for any applicable federal, state or local taxes associated with receiving the Gift Card offer; consult your tax adviser to determine applicable tax consequences.