My daughter has used this funding for college for 3 years now. We wanted to keep all her funding with one company instead of shopping around and Ascent makes it so easy from year to year. I can't say enough about using them, they have been so AWESOME!
Ascent made taking out loans the simplest, most pleasant experience possible, and one of their customer service reps, Joseph, is super helpful. So grateful to Ascent for simplifying the process for me to pursue my education goals! Truly lifechanging. Thanks!!!
I've had such a struggle finding a loan and Ascent made it so simple. Not only was the process a weight lifted off my shoulders, but also ensured that I understood more about loans in general.
The application was easy to understand and it feels like you actually care about me and my goals beyond just a number on a page.
This service is so user friendly. Plus, the process is VERY clear, and doesn't seem like it is trying to hide the fine print like other companies. 11/10.
Everyone was so helpful and nice to work with! Being a first generational College student picking a loan was scary and nerve wracking! but they made it so easy!
Ascent has made me feel like I can actually go to school with no stress and no strings attached. My experience with them so far has made me feel like they put education first and foremost. Thank you!
I used Ascent last year, and it was super easy-to-understand everything. I really love that you guys do the education about loans before you sign anything so you know what everything means!
The application process was very easy and informative and I feel Ascent has been extremely transparent with terms, rates, etc.
LendEDU recognized Ascent for our deferred repayment options and for providing financing options for DACA students.
The College Investor named Ascent one of the best private lenders of 2025.
NerdWallet awarded Ascent "Best Student Loan for Independent Students".
For nearly a decade, Ascent has provided financing for traditionally overlooked and underserved individuals and families to gain access to post-secondary education and build a foundation for durable economic mobility.
See Ascent's Impact ReportIncreased income for Ascent learners by
$1.6 billionin the last 2 years.
Disbursed over
$581 millionin education loans, including $210 million to borrowers without cosigners and almost $15 million to DACA students.
More than
54,000Ascent borrowers received AscentUP financial literacy training.
Check your rates without impacting your credit score.
Loans subject to individual approval, restrictions and conditions apply. See Terms and Conditions at AscentFunding.com/Rates and AscentFunding.com/Ts&Cs. Loan features and information advertised are intended for college student loans and are subject to change at any time.
*Over 135,000 borrowers took out an Ascent loan for college or career training tuition or expenses between January 2018 and August 2025.
Checking your rate will not impact your credit score.
For students seeking their undergraduate or graduate degree from a university or college.
For students attending a coding career training school pursuing a degree in technology, professional training, or licensure training.