Pros and Cons of Community College Compared to University
More high school grads are going straight to community college after graduation. Learn why students are choosing community college after… Read More
Subsidized vs. Unsubsidized Student Loans: What’s the Difference?
Subsidized and unsubsidized loans are part of the federal direct loan program and offer students various loan options. Learn more. Read More
FAFSA Eligibility: Who Qualifies and Income Limits
Wondering if you qualify for federal financial aid? Learn more about the eligibility requirements while submitting your Free Application for… Read More
What Is Student Loan Forbearance and Do I Qualify?
Ascent Funding explains what student loan forbearance is and what the pros and cons of forbearance are. Learn more and… Read More
How Is Your SAI (Previously Expected Family Contribution or EFC) Calculated?
EFC stands for Expected Family Contribution and is a number used in the FAFSA process to help calculate your eligibility… Read More
How to Apply for Private Student Loans & What You Need
Interested in applying for private student loans? Learn more about the step-by-step process of how to apply for a private… Read More
5 Major Takeaways from the 2025-2026 FAFSA Webinar
Around 18 million students complete the FAFSA® annually, yet billions of dollars in federal aid go unclaimed each year. Filling out… Read More
What Happens If I Don’t Pay My Student Loans?
What happens when you default on your student loans? This question may arise in the minds of many borrowers, particularly… Read More
What Is the Minimum Credit Score Needed for Student Loans?
As with all loan types, your credit score significantly impacts your eligibility for private student loans. Your credit score may… Read More
How to Calculate Student Loan Interest: A Step-by-Step Guide
Understanding how student loan interest works and how it’s calculated can help you manage your debt more effectively–and potentially save… Read More
