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Private Student Loan Advice & College Financing Resources

Expert guidance on private student loans including how to plan, pay, and succeed for students and parents from the start of school through graduation.

  • Ascent Recognized as One of Southern California's Best Places to Work 
    We’re proud to share that Ascent has been recognized as one of Southern California’s Best Places to Work by Best Companies Group, an independent organization that honors companies creating strong workplace experiences for their teams.  Best Places to Work SoCal is a research-driven program from Best Companies Group that reviews participating companies’ practices, programs, and benefits, then gathers employee feedback about their workplace experience. Companies that meet the program’s criteria are named among the Best Places to Work SoCal. For Ascent, this recognition reflects more than our benefits or programs. It reflects the people who make our work meaningful every day.  At Ascent, we’re focused on building a workplace where people feel supported, trusted, and able to grow. Our mission is to help students access education and move toward academic and economic success, and we know that work starts with our own team. When employees feel valued and connected to the work they do, they’re better equipped to make a meaningful impact.  Our team is curious, collaborative, and open to new ideas. Leaders encourage learning, create space for feedback, and support career growth across the company. We believe great ideas can come from anywhere, and we work to make sure employees feel heard, included, and empowered to contribute.  Supporting employees means supporting the whole person. Ascent offers flexible and hybrid work options, generous PTO and leave policies, paid parental leave, wellness support, continuing education opportunities, and a 401(k) match. These benefits are designed to help team members care for themselves, grow professionally, and build sustainable careers.  Recognition is also part of how we show appreciation. Through programs like Cosmic Kudos, professional development opportunities, and company-wide celebrations, Ascent makes time to acknowledge the work happening across the team. It’s one way we help create a culture where people support each other, celebrate progress, and take pride in the impact they’re making.  “We’re proud to have built a workplace where employees feel trusted, supported, and genuinely connected to the work they do,” said Emily Skoubo, Director of Human Resources at Ascent. “This recognition reflects the collaborative culture our team has created together and our continued focus on providing an environment where people can grow, contribute, and feel valued.”  At its core, Ascent’s culture is people-first and purpose-driven. Team members support one another, celebrate wins together, and stay connected to a shared goal: helping students and families plan for, pay for, and succeed in school. That mix of mission, collaboration, and opportunity is what makes Ascent a great place to work.  We’re grateful to every employee who helps shape that culture every day and proud of what we’ve built together. As Ascent continues to grow, we’ll keep investing in our people, strengthening our culture, and creating opportunities for employees to do meaningful work while building rewarding careers. Because when our people succeed, the students and families we serve benefit too. 
  • Nearly three-quarters of parents report their highest stressor as completing applications for admission and financial aid for college, with their biggest concern being the amount of student loans the family will need to borrow. So, before you get too stressed out, here are 4 ways to prepare for college.
    Financial planning starting to freak you out? Here’s what you really need to know about sending your kid to college.
    Nearly three-quarters of parents report their highest stressor as completing applications for admission and financial aid for college, with their biggest concern being the amount of student loans the family will need to borrow. So, before you get too stressed out, here are 4 ways to prepare for college.
  • 5-Tricks-for-Saving-Money-During-the-Holidays
    5 Tricks for Saving Money During the Holidays
    Between all the gifts for loved ones and the costs incurred to go visit them, it’s easy for our budgets to feel the crunch of the holiday season. Let’s look at some of the ways you can save money during the holidays, so you can afford to stay on track while the celebrations are underway.
  • How to Help Your Student With Finals | Ascent Funding
    6 Ways to Help Your Student Prep For Finals Season
    As a parent, you might be struggling with how to help your student during this stressful period other than reminding them to get enough sleep, eat well, and hydrate – which are actually very important. Although we can’t give you the exam answers or write any finals papers for them, here are seven tips parents can give students during finals season.
  • 4 Ways to Ensure Your College Graduate Is Prepared for the Job Hunt
    4 Ways to Ensure Your College Graduate Is Prepared for the Job Hunt
    Getting a job after graduation is the goal of most college students. But for many, the job search, interview, and employment process is completely new. We have some ideas for you that you can share with your graduate to help them with their first professional job hunt.
  • Blog
    Why It's Important to Stick to a Budget During Midterms and Finals
    If you can stick to your budget under the stress of finals and midterms, you’ll be prepared to face future challenges in life with a level head. Let’s look at why sticking to a budget is so important during crunch time and check out some tips on how to stay on track when classes get tough.
  • What to do when your child wants to transfer
    Should You Transfer Colleges?
    National Student Clearinghouse Research Center found that over one-third of college students transfer at least once. Of these students, 14.1 percent transfer during their first year of college. Here are three things to consider when your student is thinking of switching schools:
  • Understanding Student Loans - 3 Tips to Help Your Family
    Understanding Student Loans: 3 Tips to Help Your Family
    Student loans are a great tool to use to go to college with nearly seven in 10 college seniors (68 percent) borrowing them in 2015. What makes loans manageable for families are how they can fit into any budget.
  • Solutions to Help Your Students Get Funding
    The Ascent program is guided by a focus on transparency, financial education and student outcomes, working with students and families to view college and evaluate their financial aid options as an investment, not an expenditure. Further, Ascent is the only student loan provider that incorporates financial education into the application process and requires all students and cosigners to complete a financial literacy module before approving loans.
  • Student Loans are a Labor of Love
    In this post, we’ll take a look at how student loans can enable you to prioritize your educational path and what types of financial aid may be right for your situation. We’ll also check out some questions you may ask yourself to determine which financial path is right for you. Wherever you come from and wherever you’re going, Ascent aims to provide you the assistance you need to succeed.
  • CNBC
    Here's How Much to Borrow in Student Loans  | CNBC
    “And the trend of graduating with student debt shows no sign of slowing. About 60 percent of current college students ages 18 to 24 say they are responsible for covering more than half of the cost of their education, according to survey from Ascent Student Loans.”
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Your Ultimate Guide to College Funding

Discover interactive tools, expert insights, and real-world strategies to help you pay for college with confidence.