Ascent Blog: For Parents and Cosigners

How Is Your SAI (Previously Expected Family Contribution or EFC) Calculated?
EFC stands for Expected Family Contribution and is a number used in the FAFSA process to help calculate your eligibility… Read More
Private Parent Loans vs. Parent PLUS Loans: How to Choose
Feb 05, 2025 | By: Ascent
Category: For Parents and Cosigners
If college savings or financial aid falls a bit short, you may find yourself exploring different loan options to help… Read More
Different Ways to Pay for College Tuition
Planning for college is an exciting time of life, but it can get stressful when you don’t have a clear… Read More
How to Apply for Private Student Loans & What You Need
Interested in applying for private student loans? Learn more about the step-by-step process of how to apply for a private… Read More
Tips for Paying Off Student Loans
Jan 28, 2025 | By: Ascent
Categories: Blog, For College Students, For Parents and Cosigners
The federal student loan payment pause is set to end soon. Make sure you are financially prepared with information from… Read More
5 Major Takeaways from the 2025-2026 FAFSA Webinar
Around 18 million students complete the FAFSA® annually, yet billions of dollars in federal aid go unclaimed each year.  Filling out… Read More
What Happens If I Don’t Pay My Student Loans?
What happens when you default on your student loans? This question may arise in the minds of many borrowers, particularly… Read More
What Is the Minimum Credit Score Needed for Student Loans?
As with all loan types, your credit score significantly impacts your eligibility for private student loans. Your credit score may… Read More
How to Calculate Student Loan Interest: A Step-by-Step Guide
Understanding how student loan interest works and how it’s calculated can help you manage your debt more effectively–and potentially save… Read More
Why You Should File the FAFSA® as Early as Possible
The Free Application for Federal Student Aid, or FAFSA, is the first step in the application process for federal student… Read More

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