Private Student Loan Advice & College Financing Resources

National Student Clearinghouse Research Center found that over one-third of college students transfer at least once. Of these students, 14.1 percent transfer during their first year of college. Here are three things to consider when your student is thinking of switching schools:

Student loans are a great tool to use to go to college with nearly seven in 10 college seniors (68 percent) borrowing them in 2015. What makes loans manageable for families are how they can fit into any budget.

The Ascent program is guided by a focus on transparency, financial education and student outcomes, working with students and families to view college and evaluate their financial aid options as an investment, not an expenditure. Further, Ascent is the only student loan provider that incorporates financial education into the application process and requires all students and cosigners to complete a financial literacy module before approving loans.

In this post, we’ll take a look at how student loans can enable you to prioritize your educational path and what types of financial aid may be right for your situation. We’ll also check out some questions you may ask yourself to determine which financial path is right for you. Wherever you come from and wherever you’re going, Ascent aims to provide you the assistance you need to succeed.

“And the trend of graduating with student debt shows no sign of slowing. About 60 percent of current college students ages 18 to 24 say they are responsible for covering more than half of the cost of their education, according to survey from Ascent Student Loans.”

“Seniors are facing a serious financial crisis in their golden years: student loan debt…Ken Ruggiero, chief executive officer of Goal Structured Solutions [says] families need to have frank discussions…parents and grandparents need to take the emotion out of the situation and think before they sign.”

There can be many uncertain factors that prevent us from securing all our college funding. If you find that you need to secure funds right before school starts, you don’t have to go about it alone. This guide, along with our other helpful blog posts, will help you explore the options you have to secure that last-minute funding for college.

Once you have the budgeting ball rolling, it’s much easier to keep it going, but you’ll still have to work through the occasional bump in the road. We’ll explore some of the mental and financial challenges the school year can present, and ways to overcome these obstacles. By building upon your previous budgeting and planning knowledge, you’ll be well-equipped to take on whatever challenges you may face on the path to higher education.

Talking about money with anyone can be hard. Talking about paying for college with your kids can be even tougher with all that is riding on a college education. But, the paying for college-conversation needs be had earlier before a college choice is made. So, here are three ways to talk to your kids about money and paying for college.

The price of college can go beyond just tuition—living expenses and additional school costs can really add up. Quickly. This is why brushing up on some financial education tools can go a very long way when it comes to managing your college-related expenses.

“’We need to once again take an investment approach, and arm students and their parents with information and guidance that will help them better align their level of investment with expected outcomes, such as graduation rates and expected earnings,’ said Ken Ruggiero, chairman and CEO of Goal Structured Solutions, the administrator of Ascent Student Loans, in a statement about the survey.”