Can you get a Student Loan Without a Cosigner?

Yes, some lenders offer student loans without a cosigner. Check the requirements and eligibility qualifications before applying for a non-cosigned student loan.

Can You Remove Yourself as a Cosigner?

Also known as cosigner release, often it is possible to remove yourself as a cosigner on a student loan. Typically, there are eligibility requirements, including a set number of on-time payments and, in some instances qualifying as a solo borrower (i.e., without the cosigner). Depending on your student loan lender, the process may be different – you can learn more about Ascent’s cosigner release option here.

Does Becoming a Cosigner Impact Your Credit?

Becoming a cosigner on someone’s student loan can affect your credit based on your total balance, late payments, and other delinquencies. As a cosigner, you take responsibility for the loan along with the student borrower.

Does Becoming a Cosigner Impact Your Credit?

Becoming a cosigner on someone’s student loan can affect your credit based on your total balance, late payments, and other delinquencies. As a cosigner, you take responsibility for the loan along with the student borrower. Choosing to cosign a loan is an important decision. Cosigners should consider their circumstances as well as those of the student borrower to make an informed decision.