Ascent Blog: Blog

Navigating Student Financial Aid in Changing Times: What Students and Parents Should Know
Mar 13, 2025 | By: Ken Ruggiero, Ascent Co-Founder and CEO
Categories: For College Students, For Grad Students, For Parents and Cosigners
Update: On 3/20/25, President Donald Trump signed an executive order calling for the dismantling of the U.S. Department of Education… Read More
Managing Student Loan Anxiety: Tips from One Student to Another
Mar 06, 2025 | By: Maelia Madariaga-Ilagan
Categories: For College Students, For Grad Students, For Parents and Cosigners
When I started college, I knew I’d be taking on student loans. However, I didn’t realize just how much it… Read More
Pros and Cons of Community College Compared to University
Feb 25, 2025 | By: Ascent
Categories: Blog, For College Students, For High School Students, For Students
More high school grads are going straight to community college after graduation. Learn why students are choosing community college after… Read More
EFC Meaning: What Happened to EFC?
Feb 24, 2025 | By: Ascent
Categories: Blog, For Cosigners
Learn about Expected Family Contribution (EFC), now called the Student Aid Index (SAI), and its role in determining financial aid… Read More
Subsidized vs. Unsubsidized Student Loans: What’s the Difference?
Subsidized and unsubsidized loans are part of the federal direct loan program and offer students various loan options. Learn more. Read More
FAFSA Eligibility: Who Qualifies and Income Limits
Wondering if you qualify for federal financial aid? Learn more about the eligibility requirements while submitting your Free Application for… Read More
How to Deal With Student Loan Debt
Feb 14, 2025 | By: Ascent
Categories: For College Students, For Parents and Cosigners
From forbearance and deferment options to general debt management, if you’re having trouble making student loan payments check out these… Read More
When Are College Applications Due?
College application deadlines determine the dates student applications must be submitted to be considered for the upcoming school year. While… Read More
What Is Student Loan Forbearance and Do I Qualify?
Feb 10, 2025 | By: Ascent
Categories: Blog, For Cosigners, For Students
Ascent Funding explains what student loan forbearance is and what the pros and cons of forbearance are. Learn more and… Read More
How Is Your SAI (Previously Expected Family Contribution or EFC) Calculated?
EFC stands for Expected Family Contribution and is a number used in the FAFSA process to help calculate your eligibility… Read More