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Private Student Loan Advice & College Financing Resources

Expert guidance on private student loans including how to plan, pay, and succeed for students and parents from the start of school through graduation.

  • Ascent Named Best Places to Work in Fintech 2026   
    Ascent, a leading provider of innovative financial products and student support services that enable more students to access education and achieve academic and economic success, has been named one of the 2026 Best Places to Work in Fintech, an awards program created in 2017 by Arizent and Best Companies Group.  This annual survey and awards program recognizes the top employers in the financial technology industry. Honorees operate across a wide range of financial services sectors, including banking, mortgages, insurance, payments and financial advisory. To be eligible, companies must provide technology products or services that support financial services delivery, have been in business for at least one year, and employ at least 15 people in the U.S.  "Each year, the Best Places to Work in Financial Technology offers a glimpse into the practices of fintechs whose employees rate their workplaces highly," said Penny Crosman, executive editor of technology at American Banker. "This year, employees appear to value remote work and schedule flexibility above all else, at a time when many traditional financial firms have enforced strict return-to-work policies."  Companies from across the United States entered a two-part survey process to determine Arizent’s Best Places to Work in Fintech. The first part consisted of evaluating each nominated company's workplace policies, practices, philosophy, systems and demographics. The second part consisted of an employee survey to measure the employee experience. The combined scores determined the top companies and the final ranking. Best Companies Group managed the overall registration and survey process, analyzed the data and determined the final ranking.  “We’re proud to have built a workplace where employees feel trusted, supported, and genuinely connected to the work they do,” said Emily Skoubo, Director of Human Resources at Ascent. “This recognition reflects the collaborative culture our team has created together and our continued focus on providing an environment where people can grow, contribute, and feel valued.”  For more information on Arizent’s Best Places to Work in Fintech program, including full eligibility criteria, visit www.BestPlacestoWorkFinTech.com or contact Penny Crosman at [email protected].  About Ascent  Ascent is a leading provider of innovative financial products and wrap-around student support services that enable more students to access education and achieve academic and economic success. Everything Ascent offers is designed by leading industry professionals and with advanced technology and innovation to increase every student’s ability to plan, pay, and succeed. Ascent’s rare Outcomes-based Loan provides funding to credit-invisible borrowers who generally do not benefit from traditional credit. Ascent products also include: Cosigned Loans, Solo Loans, Career Loans, Parent Loans, Graduate Loans, Access Loans, Enterprise Loans and Impact Loans.  
  • Tough Love - Prepare Your Graduating Senior To Take On Responsibility For Their Loans
    💗Tough Love: How to Prepare Your College Grad to Take on Financial Responsibility for Their Loans🎓
    Nearly 40% of student borrowers are expected to default on their student loans by 2023 and more than one million people default on their student loans annually. This is a daunting statistic for sure, but that’s where you come into play. You can help set the expectations in the beginning so that they understand that neglecting student loan payments isn’t an option.
  • Ascent Non-Cosigned Student Loans are Changing the Way Students Pay for College – On Their Own!
    Ascent Non-Cosigned Student Loans are Changing the Way Students Pay for College – On Their Own
    Does the ever-increasing cost of college have you stressing about cosigning for your college student’s loans? If that’s the case, it may be time to reassess how the cost of college is being paid. For juniors and seniors, the Ascent Non-cosigned Loan may be a good option to help finance the cost without a cosigner’s help.
  • KCBQ
    A Different Perspective on How to Approach Paying for College | Ascent CEO Ken Ruggiero on It’s Your Business on KCBQ-AM
    Click here to listen to how Ken is changing the student loan industry in his full interview with @RichardMuscio on @theAnswerSanDiego
  • SAT-ACT Prep Resources (1)
    Get ready and Know Your Options: SAT and ACT Prep resources📚🎓
    Due to the high demand for resources to prep for these exams, it can be difficult to determine which prep resource is best. Below are our recommendations for online, classroom, and print prep resources for you to consider for your student.
  • FASFA What Every Parent Should Know
    The Changes Every Parent Should Know About for the 2019 – 2020 FAFSA
    The FAFSA is updated annually, and there are major changes that you need to know about for 2019-2020.
  • Nearly three-quarters of parents report their highest stressor as completing applications for admission and financial aid for college, with their biggest concern being the amount of student loans the family will need to borrow. So, before you get too stressed out, here are 4 ways to prepare for college.
    Financial planning starting to freak you out? Here’s what you really need to know about sending your kid to college.
    Nearly three-quarters of parents report their highest stressor as completing applications for admission and financial aid for college, with their biggest concern being the amount of student loans the family will need to borrow. So, before you get too stressed out, here are 4 ways to prepare for college.
  • How to Help Your Student With Finals | Ascent Funding
    6 Ways to Help Your Student Prep For Finals Season
    As a parent, you might be struggling with how to help your student during this stressful period other than reminding them to get enough sleep, eat well, and hydrate – which are actually very important. Although we can’t give you the exam answers or write any finals papers for them, here are seven tips parents can give students during finals season.
  • 4 Ways to Ensure Your College Graduate Is Prepared for the Job Hunt
    4 Ways to Ensure Your College Graduate Is Prepared for the Job Hunt
    Getting a job after graduation is the goal of most college students. But for many, the job search, interview, and employment process is completely new. We have some ideas for you that you can share with your graduate to help them with their first professional job hunt.
  • What to do when your child wants to transfer
    Should You Transfer Colleges?
    National Student Clearinghouse Research Center found that over one-third of college students transfer at least once. Of these students, 14.1 percent transfer during their first year of college. Here are three things to consider when your student is thinking of switching schools:
  • Understanding Student Loans - 3 Tips to Help Your Family
    Understanding Student Loans: 3 Tips to Help Your Family
    Student loans are a great tool to use to go to college with nearly seven in 10 college seniors (68 percent) borrowing them in 2015. What makes loans manageable for families are how they can fit into any budget.
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Your Ultimate Guide to College Funding

Discover interactive tools, expert insights, and real-world strategies to help you pay for college with confidence.