How can I pay for college?

You can pay for college with scholarships, grants, private and federal student loans, or out-of-pocket. Many students pay for college with all the above.

What is a student loan cosigner?

A student loan cosigner is a trusted adult and U.S. citizen or permanent resident with a good credit history. They are responsible for paying your student loan if you cannot pay for any reason.

Why would I need to find a student loan cosigner?

You may need a student loan cosigner if you don’t qualify for a loan on your own or if the terms and rates you are eligible for do not fit your needs.

Does my cosigner need to be my parent?

Your student loan cosigner does not need to be a parent or guardian. You can use any adult who meets your lender’s qualifications.

How do I find a cosigner?

Look for student loan cosigners within your circle of family and friends first. If those don’t work out, talk to your school about options.

student loan cosigner Archives

What is a Cosigner for a Student Loan?

May 28, 2025 | By: Ascent
Categories: Blog, For Cosigners, For Parents and Cosigners

A cosigner is someone who takes legal responsibility for a loan in addition to the primary borrower. Learn more about… Read More

Mother and daughter embrace at college graduation

Finding a Cosigner for Your Student Loans

May 28, 2025 | By: Ascent
Categories: Blog, For High School Students, For Students

Finding a cosigner for your student loan can be a difficult process. Ascent has four tips for finding a cosigner… Read More

Student and family using computer to research student loans with a cosigner

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