What are some other ways you can pay for college?

In addition to federal financial aid, student loans, and work-study programs, there are other options for paying for college. These include employer tuition assistance, 529 savings plans, and education tax credits.

At what age does your parents’ income not matter for college?

You are considered a dependent student on the FAFSA form if you are under 24 years old. These are special circumstances when you may be considered independent under 24: - You are married. - You have dependents. - You are an active-duty US Armed Forces member or a veteran. - You are working toward an advanced degree (master’s or doctorate) the same year you’re seeking financial aid. - You have a legal guardian who isn’t a parent or step-parent, or you are emancipated. - You are unhoused or at risk of being unhoused.

Can I get a Pell Grant without my parents?

Federal Pell Grants are ways to pay for college and are typically awarded to undergraduates who need more financial assistance. You can apply for the Pell Grant without your parents’ information, but only if considered an independent student per the FAFSA criteria. If you are incarcerated and part of an approved Prison Education Program, you may qualify for the Federal Pell Grant.

For Parents and Cosigners Archives - Page 2 of 9

How Parents or Guardians Can Help Their Child Get a Student Loan

May 28, 2025 | By: Ascent
Categories: Blog, For College Students, For Parents and Cosigners, For Students

As a parent or guardian of a college-bound student, it’s important to ensure your child is financially prepared to cover… Read More

Managing Student Loan Anxiety: Tips from One Student to Another

Mar 14, 2025 | By: Maelia Madariaga-Ilagan
Categories: For College Students, For Grad Students, For Parents and Cosigners

When I started college, I knew I’d be taking on student loans. However, I didn’t realize just how much it… Read More

How to Remove a Cosigner from a Student Loan

Apr 10, 2025 | By: Ascent
Categories: Blog, For Cosigners, For Parents and Cosigners, For Students

Although cosigners can be beneficial, you should know how to remove them from a student loan. Learn how to remove… Read More

Subsidized vs. Unsubsidized Student Loans: What’s the Difference?

May 28, 2025 | By: Ascent
Categories: Blog, For College Students, For Cosigners, For Parents and Cosigners, For Students

Subsidized and unsubsidized loans are part of the federal direct loan program and offer students various loan options. Learn more. Read More

FAFSA Eligibility: Who Qualifies and Income Limits

May 28, 2025 | By: Ascent
Categories: Blog, For College Students, For Cosigners, For Grad Students, For Parents and Cosigners, For Schools, For Students

Wondering if you qualify for federal financial aid? Learn more about the eligibility requirements while submitting your Free Application for… Read More

Student and parent sitting in front of computer.

How to Deal With Student Loan Debt

May 28, 2025 | By: Ascent
Categories: For College Students, For Parents and Cosigners

From forbearance and deferment options to general debt management, if you’re having trouble making student loan payments check out these… Read More

When Are College Applications Due?

May 28, 2025 | By: Ascent
Categories: For College Students, For Cosigners, For Grad Students, For High School Students, For Parents and Cosigners

College application deadlines determine the dates student applications must be submitted to be considered for the upcoming school year. While… Read More