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Ascent Blog: Blog

Navigating Education Evolution: An Ask Me Anything session with Ascent’s CEO Ken Ruggiero 
Apr 22, 2025 | By: Jazmin Chen
Categories: Blog, For Bootcamps, For College Students, For Cosigners, For High School Students
Education is always evolving, and keeping track of the changes can be overwhelming. From critical FAFSA updates to new Department… Read More
Ascent’s CEO Ken Ruggiero
The Best Tips for Transferring from a Community College to a 4-Year University
Apr 15, 2025 | By: Kristina Nguyen
Categories: For College Students, For High School Students, For Students
Many students dream of attending top universities like UCLA, UC Berkeley, USC, or Ivy League schools such as Columbia and… Read More
Expected Changes to Student Loans in 2025
Apr 15, 2025 | By: Ascent
Categories: Blog, For Parents and Cosigners, For Students
Big shifts are already underway for student loans in 2025. President Trump is back in office, and his administration has… Read More
The Impact on Student Loans If the Department of Education (ED) Shuts Down
Apr 15, 2025 | By: Ascent
Categories: Blog, For Parents and Cosigners, For Students
In recent weeks, President Donald Trump has renewed his efforts to dismantle and defund the U.S. Department of Education (ED),… Read More
Signage on building that says
Do You Need a Cosigner for Student Loans?
Apr 23, 2025 | By: Ascent
Categories: Blog, For Cosigners, For Students
Not sure if you need a cosigner for your student loans? Learn more about the different factors you should consider… Read More
What is a Cosigner for a Student Loan?
Apr 23, 2025 | By: Ascent
Categories: Blog, For Cosigners, For Parents and Cosigners
A cosigner is someone who takes legal responsibility for a loan in addition to the primary borrower. Learn more about… Read More
Mother and daughter embrace at college graduation
What to Do if You Can’t Get a Cosigner for a Student Loan
Apr 23, 2025 | By: Ascent
Categories: Blog, For College Students, For Students
Wondering what to do if you can't find a cosigner to cosign your student loan? Read about five options you… Read More
Major Takeaways from Ascent & SAFE Credit Union Webinar: Paying for College 101
Apr 03, 2025 | By: Jazmin Chen
Categories: Blog, For College Students, For High School Students, For Parents and Cosigners, For Students
Major Takeaways from Ascent & SAFE Credit Union Webinar: Paying for College 101: Navigating FAFSA®, Scholarships & Loans With tuition… Read More
Does Cosigning a Student Loan Affect My Credit?
Apr 10, 2025 | By: Ascent
Categories: Blog, For College Students, For Cosigners, For Parents and Cosigners
The Credit Impact To Cosigning a Student Loan If you’re wondering how cosigning a student loan affects credit, the answer… Read More
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Finding a Cosigner for Your Student Loans
Apr 10, 2025 | By: Ascent
Categories: Blog, For High School Students, For Students
Finding a cosigner for your student loan can be a difficult process. Ascent has four tips for finding a cosigner… Read More
Student and family using computer to research student loans with a cosigner
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{ “@context”: “https://schema.org”, “@type”: “FAQPage”, “mainEntity”: [{ “@type”: “Question”, “name”: “How can I pay for college?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “You can pay for college with scholarships, grants, loans, or out of pocket. Many students pay for college with all of the above.” } },{ “@type”: “Question”, “name”: “What is a student loan cosigner?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “A student loan cosigner is a trusted adult U.S. citizen or permanent resident with a good credit history. They are responsible for paying your student loan if you cannot for any reason.” } },{ “@type”: “Question”, “name”: “Why would I need to find a student loan cosigner?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “You may need a student loan cosigner if you can’t qualify for a loan independently or the terms and rates you qualify for do not fit your needs.” } },{ “@type”: “Question”, “name”: “Does my cosigner need to be my parent?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “Your student loan cosigner does not need to be a parent or guardian. You can use any adult who meets your lender’s qualifications.” } },{ “@type”: “Question”, “name”: “How do I find a cosigner?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “Look for student loan cosigners within your circle of family and friends first. If those don’t work out, talk to your school about options.” } }] }