Ascent Blog: For High School Students

How I Graduated Early: 4 Tips to Stay on Track
Nov 30, 2021 | By: Ascent
Categories: Blog, For Students, For College Students, For High School Students
If you’ve also thought about graduating early or plan to because you’ve met all the requirements, here are some tips… Read More
Tips to Graduate Early | Ascent Funding
How To Choose A Student Loan Lender: Important Factors To Consider
Nov 22, 2021 | By: Ascent
Categories: Blog, For Students, For Cosigners, For High School Students
When it comes to choosing a private student loan lender, who you work with makes a big difference. Learn more… Read More
5 Pieces of Advice for First-Generation College Students
Nov 18, 2021 | By: Ausleen Acosta - Digital Marketing & Social Media Specialist
Categories: For Students, For College Students, For High School Students
Transitioning into college is stressful, and it may feel more difficult as a first-generation college student. Read our advice for… Read More
Advice for First Generation College Students | Ascent Funding
6 Tips For Finding The Right Volunteer Opportunity
Nov 15, 2021 | By: Ascent
Categories: For Students, For College Students, For High School Students
Finding the right volunteer opportunity doesn't have to be hard. Read these six tips for finding the right volunteer opportunity… Read More
Tips For Finding The Right Volunteer Opportunity | Ascent Funding
10 Scholarship Application Tips You Need To Know
Nov 11, 2021 | By: Jennifer Ly - SDSU Marketing Operations Intern
Categories: For Students, For Cosigners, For College Students, For High School Students
Scholarships don’t need to be overwhelming! Learn these 10 tips that will help you apply for scholarships. Read More
10 Scholarship Application Tips You Need To Know| Ascent Funding
The Truth About Private Loans: Top 4 Myths Debunked
Oct 27, 2021 | By: Ascent
Categories: Blog, For Students, For Cosigners, For High School Students
There are plenty of myths surrounding the idea of private student loans. Ascent Funding is here to debunk 4 common… Read More
How to Decorate Your Space For Halloween On A Budget
Oct 21, 2021 | By: Erica Arvanitis
Categories: Blog, For Students, For College Students, For High School Students
While Halloween is a time for candy and costumes, it’s also where we spend money. Here's a few ways to… Read More
6 Ways to Decorate for Halloween on a College Student Budget | Ascent Funding
How to Ask Someone to Be a Cosigner on Your Student Loan
Oct 13, 2021 | By: Ascent
Categories: Blog, For Students, For College Students, For High School Students
Want to ask someone to be your student loan cosigner but are unsure how? Learn how to approach the conversation… Read More
Don’t Forget These 20 Dorm Room Essentials
Oct 11, 2021 | By: Ascent
Categories: For Students, For College Students, For High School Students
It’s time to pack it up and head back to school. To make sure you don’t forget some of the… Read More
Don’t Forget These 20 Dorm Room Essentials | Ascent Funding
How Much Student Loan Debt is Too Much? 5 Ways to Avoid Overborrowing
Sep 22, 2021 | By: Ascent
Categories: Blog, For Students, For High School Students
Over half of students overborrow during their time in college. Check out these helpful tips to avoid overborrowing student loans. Read More
1 … 3 4 5 6 7 … 11

What type of loan are you looking for?

Checking your rate will not impact your credit score.

school

College Loan

For students seeking their undergraduate or graduate degree from a university or college.

Apply for College Loan
laptop

Bootcamp Loan

For students attending a coding bootcamp school pursuing a degree in technology, professional training, or licensure training.

Apply for Bootcamp Loan
{ “@context”: “https://schema.org”, “@type”: “FAQPage”, “mainEntity”: [{ “@type”: “Question”, “name”: “How much student debt is too much?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “According to FastWeb, ideally, your amount of student loan debt should be less than what you expect to earn your first year after graduation, typically your starting salary. If the amount you plan to borrow is equal to or more than your starting salary, it may be more challenging to pay your loans back after leaving school. The amount of student loan debt you can afford to take on will depend on your expected expenses, income, budgeting skills, and lifestyle after graduation, as well as any other debts you may have acquired while in school. If you can make even a minimum payment while in school every month, this can help chip away at your total loan amount.” } },{ “@type”: “Question”, “name”: “If I took out too much in student loans, can I return some?”, “acceptedAnswer”: { “@type”: “Answer”, “text”: “Rules about returning overborrowed student loans will vary depending on which lender you choose. If you borrowed money from the federal government, you have 120 days to send back any funds you don’t need without paying fees or interest. You might be able to return the money later (depending on your lender), but you may be responsible for any interest that accrues on it. <p. When it comes to private student loans, requirements vary by lender. If you overborrow and want to repay the extra immediately, you will need to read your loan terms or contact your lender to see if this is possible." } },{ "@type": "Question", "name": "What can I do with the money I overborrowed?", "acceptedAnswer": { "@type": "Answer", "text": "Your loan agreement should tell you how you can (and can’t) spend your loan money, even if you took on too much student debt. Some lenders allow you to spend it however you want, while others send the money directly to your school and only allow you to apply it toward school-related costs." } }] } { “@context”: “https://schema.org”, “@type”: “VideoObject”, “name”: “Don’t Over Borrow: Why You May Need Less Than You Think”, “description”: “Now more than ever, it’s critical for students to understand their future college costs to budget properly. By weighing all the options, like loans, scholarship, and grants, available and having a clear understanding of college and living expenses, you may avoid costly over borrowing for the financial help you need.”, “thumbnailUrl”: “https://www.ascentfunding.com/wp-content/uploads/2021/08/Avoid_Too_Many_loans_NoCTA-1.jpg”, “uploadDate”: “2020-01-15”, “duration”: “PT1M38S”, “publisher”: { “@type”: “Organization”, “name”: “Ascent Funding”, “logo”: { “@type”: “ImageObject”, “url”: “https://www.ascentfunding.com/wp-content/themes/ascent_child/assets/img/blue.svg” } }, “contentUrl”: “https://youtu.be/sCyQMd9WwFM”, “embedUrl”: “https://www.youtube.com/embed/sCyQMd9WwFM” } iframe {width:100%;max-width:600px;margin-top:40px;}