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Private Student Loan Advice & College Financing Resources

Expert guidance on private student loans including how to plan, pay, and succeed for students and parents from the start of school through graduation.

  • Ascent Recognized as One of Southern California's Best Places to Work 
    We’re proud to share that Ascent has been recognized as one of Southern California’s Best Places to Work by Best Companies Group, an independent organization that honors companies creating strong workplace experiences for their teams.  Best Places to Work SoCal is a research-driven program from Best Companies Group that reviews participating companies’ practices, programs, and benefits, then gathers employee feedback about their workplace experience. Companies that meet the program’s criteria are named among the Best Places to Work SoCal. For Ascent, this recognition reflects more than our benefits or programs. It reflects the people who make our work meaningful every day.  At Ascent, we’re focused on building a workplace where people feel supported, trusted, and able to grow. Our mission is to help students access education and move toward academic and economic success, and we know that work starts with our own team. When employees feel valued and connected to the work they do, they’re better equipped to make a meaningful impact.  Our team is curious, collaborative, and open to new ideas. Leaders encourage learning, create space for feedback, and support career growth across the company. We believe great ideas can come from anywhere, and we work to make sure employees feel heard, included, and empowered to contribute.  Supporting employees means supporting the whole person. Ascent offers flexible and hybrid work options, generous PTO and leave policies, paid parental leave, wellness support, continuing education opportunities, and a 401(k) match. These benefits are designed to help team members care for themselves, grow professionally, and build sustainable careers.  Recognition is also part of how we show appreciation. Through programs like Cosmic Kudos, professional development opportunities, and company-wide celebrations, Ascent makes time to acknowledge the work happening across the team. It’s one way we help create a culture where people support each other, celebrate progress, and take pride in the impact they’re making.  “We’re proud to have built a workplace where employees feel trusted, supported, and genuinely connected to the work they do,” said Emily Skoubo, Director of Human Resources at Ascent. “This recognition reflects the collaborative culture our team has created together and our continued focus on providing an environment where people can grow, contribute, and feel valued.”  At its core, Ascent’s culture is people-first and purpose-driven. Team members support one another, celebrate wins together, and stay connected to a shared goal: helping students and families plan for, pay for, and succeed in school. That mix of mission, collaboration, and opportunity is what makes Ascent a great place to work.  We’re grateful to every employee who helps shape that culture every day and proud of what we’ve built together. As Ascent continues to grow, we’ll keep investing in our people, strengthening our culture, and creating opportunities for employees to do meaningful work while building rewarding careers. Because when our people succeed, the students and families we serve benefit too. 
  • The Differences Between Wants and Needs as a College Student
    College is a time of newfound freedom as well as increased responsibilities for students transitioning from the comfort of their home to the uncertainty of college life. Striking the balance between studying vs. socializing and spending vs. saving may seem like an enormous task, especially with limited resources to help students understand how costly each decision can be for their academic and financial well-being.
  • How to Eat Healthy on a Budget
    The holidays are a time to focus on family and friends; don't let eating healthy on a budget during the holidays fall this year. Read more here.
  • True Life: Budgeting Sucks, But It’s Kind of Important
    It can be stressful balancing school, work, relationships, family obligations, a social life, and especially finances.
  • 8 Common Money Mistakes to Avoid as a College Student
    Don't make these common money mistakes in college. Keep your finances in check and stay on track on your journey to financial wellness.
  • Exploring Your Options: 4 Ways to Choose Between A College Dorm or Living Off-Campus
    Living or off-campus is one of the biggest choices to make. We’ve put together four tips to help you choose your home away from home.
  • Notice a Funding Gap in Your Student Loans? Here’s What NOT to Do When Trying to Close It
    Notice a Funding Gap in Your Student Loans? Here’s What NOT to Do When Trying to Close It 💸
    You’ve followed the tenets of financial literacy, applied for financial aid and saved up all you can for tuition costs. You may have taken on some subsidized federal student loans. But what if despite all of this, there is still a gap between the money funding you have and the funding you need?
  • Supporting Your Student Through the Stress of Finals Week
    Supporting Your Student Through the Stress of Finals Week
    Whether you’ve experienced it or not, you likely realize that finals week is a stressful time for your college student. As a parent, you probably want to help and support your student as much as you can.  Sometimes, too much encouragement can backfire.  Here are some tips on how to best support your college student during this stressful period.
  • How to Pick the Right College
    National Decision Day: How to Pick the Right College🎓
    Are you and your family struggling to pick a college?  Having options is great but making a final choice is difficult.  With National Decision Day right around the corner, we’re here to help give you some advice to ensure that you and your family makes a good choice.  The deadline for making the first college deposit is rapidly coming due.
  • 6 Ways to Put Your Tax Refund To Good Use (1)
    6 Smart Ways To Use Your Tax Refund
    When you put your tax refund to work for your future, you can reap the benefits for years to come. With that in mind, let’s look at some tax refund tips for college students so that you can be better equipped to thrive in the long run.
  • Tough Love - Prepare Your Graduating Senior To Take On Responsibility For Their Loans
    💗Tough Love: How to Prepare Your College Grad to Take on Financial Responsibility for Their Loans🎓
    Nearly 40% of student borrowers are expected to default on their student loans by 2023 and more than one million people default on their student loans annually. This is a daunting statistic for sure, but that’s where you come into play. You can help set the expectations in the beginning so that they understand that neglecting student loan payments isn’t an option.
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Your Ultimate Guide to College Funding

Discover interactive tools, expert insights, and real-world strategies to help you pay for college with confidence.